1. Credit card is restricted due to overdue.

If you need to pay off the amount, call the bank's credit card customer service center to lift the restrictions and repay on time, so as not to cause overdue, so as not to affect the reputation and loan.

2. Credit cards are restricted due to cash withdrawal. It depends. If it is not subjective cashing, but the bank mistakenly thinks it is cashing, the cardholder can call the bank's credit card customer service center to explain the situation and apply for a credit card to lift the restrictions.

3. The credit card is restricted due to the theft of the credit card. Generally, after the stolen credit card is processed, the bank will lift the restrictions.

ICBC's credit card is restricted, which is usually caused by the following reasons:

1, lack of proof. Banks require work certificates, income certificates, financial certificates, etc. All three are indispensable. If the income is too low or there are too few financial documents (mainly bank deposits, social security bills, car investment and wealth management), it is generally difficult to be recognized by banks.

2. Bad credit record. If the previous loan or credit card is overdue, it will produce bad credit. The record will be kept in the credit information system for five years. When the bank examines your card eligibility, it will retrieve your credit history. People with bad credit generally have no chance to get a card.

3. The card is not enabled. Credit cards need to be activated through channels such as ICBC e Life, ICBC e Finance (mobile banking), online banking, telephone banking or business outlets. After activation, the card can be used normally.

Extended data:

Due to the special use mode of credit cards, banks have certain restrictions on applicants who apply for credit cards. Only applicants aged between 18~65 with stable repayment ability and good credit status can apply for credit cards.

1, identification: generally, it is an ID card, and soldiers need to provide a copy of their military ID cards;

2. Work certificate: it can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income, and affix the official seal or personnel seal of the company), or a copy of the work permit/card verified and marked by the sponsor;

3. Proof of financial resources: it can be a payroll record issued by a bank, an income tax withholding certificate, or a market value certificate of a house, a car, a deposit or an investment (such as a copy of the real estate license/car driving license/bank time deposit certificate) and other materials that can prove your economic level.

China Industrial and Commercial Bank-China Industrial and Commercial Bank Credit Card User Guide

Baidu Encyclopedia-ICBC Credit Card