What are the methods for repaying CCB credit cards?

Construction Bank Credit Card Repayment Method 1: Repayment at an Outlet

You can hold a Dragon Card credit card or go to our bank's business outlets to handle credit card repayment business, no matter in the same city or in another place, our bank All branches can accept it, and there is no handling fee for repayment.

Construction Bank Credit Card Repayment Method 2: Agreed Account Repayment

Agreed Account Repayment is automatic repayment. Credit card repayments in RMB can be repaid in RMB Agreed Account (agreed account It must be a debit card, current passbook account or quasi-credit card account opened by you at the local CCB where you apply for the card). The credit card repayments in US dollars can be repaid using the US dollar agreed account (the agreed account must be opened by you at the local CCB) 19-digit foreign currency passbook account) or RMB agreed account for foreign exchange purchase and repayment (the agreed account must be a debit card, current passbook account or quasi-credit card account opened at the local Construction Bank where you apply for the card).

Construction Bank credit card repayment method three: automatic terminal repayment

1. You can directly deposit cash into Longka credit card through the CDM self-service deposit and withdrawal machine for repayment.

2. You can use our bank’s self-service terminals (ATM cash machines, CDM deposit machines, CRS all-in-one deposit and withdrawal machines or BSM multimedia self-service terminals) to use your own financial cards issued by our bank. Use a debit card or quasi-credit card to make RMB transfer repayment to the Long Card credit card.

Construction Bank credit card repayment method four: online repayment

You can log in to our bank’s online banking and use the CCB debit card or quasi-credit card account signed with online banking to repay the Dragon Card Credit card account payments. The specific repayment steps are as follows:

First, click to log in to your online banking

Secondly, select the credit card menu, click on credit card repayment, select CCB or CCB, and enter the repayment page

Then, you can choose to repay your own credit card or repay someone else’s credit card. To repay your own credit card, you need to select the credit card account number for repayment (if you are repaying someone else’s credit card, you need to enter the credit card holder’s name and credit card number. )

Finally, select the repayment account you have signed, enter the repayment amount, click Next, and click Confirm on the transaction confirmation page to complete the repayment operation.

Construction Bank credit card repayment method five: Telephone repayment

You can call our bank’s local 95533 and use your Dragon Card, local credit card (quasi-credit card) through its self-service voice card) or wealth management card to repay your credit card in RMB (this function is not yet enabled for commercial cards and supplementary cards), the operation method is as follows:

Method 1: Dial 95533-select "5 Transfer" and enter Account number or ID number—select “3 credit card repayment”;

Method 2: dial 95533—select “6 credit card”—select “1 credit card repayment”

China Construction Bank Credit Card Repayment method six: Inter-bank repayment

You can make inter-bank transfer repayment through personal bank settlement accounts opened in other domestic banks.

Construction Bank Credit Card Repayment Method Seven: Mobile Banking Repayment

If you use mobile banking for credit card repayment, you can enter "Credit Card" - "Repayment" and select "Repayment" To repay the selected credit card or other credit cards, when repaying other credit cards, first enter the credit and account name, and then select the payment account. Please pay attention to correctly selecting the payment account. The repayment accounts that support this business include Dragon Card, wealth management card, quasi-credit card and all-in-one card account; Yidu Pass and passbook accounts are temporarily unable to make repayments.

How to repay the China Construction Bank credit card

How to repay the China Construction Bank credit card:

1. Repayment at the bank counter: go to the counter of the credit card issuing bank to make manual repayment Just tell the teller to pay by credit card, and you need to prepare cash in advance.

2. ATM repayment: Go to the ATM machine of the credit card issuing bank to make a deposit, and you need to prepare cash in advance.

3. Online banking repayment: Find a savings card with a sufficient balance and online banking, and transfer money to the credit card account with you or across banks for repayment. If you operate across banks, a small handling fee will be charged.

4. Bind a debit card for repayment: Generally, when applying for a credit card, bank staff will ask whether to apply for a debit card of the same person, bind the debit card to the credit card, and set a deduction date (the date is set Set before the credit card repayment date), as long as the savings card has sufficient funds, the bank will automatically transfer money from the savings card to repay the credit card every month, so you don't have to worry about overdue credit card repayments.

5. Alipay repayment: Alipay itself has a credit card repayment function. Click to bind your own credit card and you can see the bill amount every month. You can use the bank card bound to Yu'e Bao or Alipay to repay in real time, or make an appointment to repay, that is, set a repayment date and repay. As a third-party platform, Alipay will charge a small handling fee.

6. Mobile APP repayment: Each bank has its own mobile app. Open the app to enter the credit card repayment interface and operate the repayment operation.

Operating environment:

Brand model: iPhone13

System version: iOS15.3.1

App version: v5.7.0.002

CCB Credit Card is a credit card issued by China Construction Bank. All credit cards issued by China Construction Bank are named "Dragon Card", and the types include: Dragon Card Prestigious School Card, Dragon Card Business Card, Dragon Card Car Card, etc.

Interest:

During the interest-free repayment period: The interest-free repayment period refers to the interest-free period for consumption transactions enjoyed by cardholders who repay in full on time. The interest-free period starts from the bank accounting date to the repayment date, with a minimum of 20 days and a maximum of 50 days. Overdraft cash withdrawal transactions do not enjoy the interest-free repayment period.

Tips:

If you fail to repay the loan in full before the due payment date, you will not enjoy the interest-free period. China Construction Bank will charge interest at a daily rate of 5/10,000 and compound interest on a monthly basis. The interest accrual date is from the date of consumption to the repayment date, and the interest accrual principal is calculated based on the actual amount payable.

If you fail to repay before the due payment date or the repayment amount is less than the minimum repayment amount, China Construction Bank will not only charge interest according to regulations, but also charge the unpaid portion of the minimum repayment amount. 5. Charge late fees.

How to repay CCB credit card?

Customers can handle CCB credit card repayment in the following ways: 1. Log in to mobile banking, go through the "Credit Card - Card Services - My Accounts - Repay for Me" menu, and follow the prompts. The repayment amount supports the selection of "repayment required in this period", "minimum repayment required" or "enter repayment amount". Warm reminder: If you need to handle foreign exchange purchase and repayment, please do so before 22:00 every day. 2. Follow and enter the "China Construction Bank" WeChat official account. After binding the credit card, enter "repayment" in the official account conversation mode to obtain the link, and follow the prompts to process.

(In case of business changes, please refer to the actual situation.)

How to repay the credit card of China Construction Bank

1. Introduction to the repayment methods of China Construction Bank credit card China Construction Bank It provides seven types of repayment methods, including counter, agreed account, ATM, online, and 95533, which you can choose according to your needs. If you have multiple main cards at the same time, please be sure to pay attention to the corresponding repayments when repaying. To ensure successful repayment, you must deposit the full amount each time you make a repayment. You can repay with cash at the counter of China Construction Bank or by transfer. If you are returning U.S. dollars or Euros, you can purchase foreign exchange directly at the counter for repayment. Repayment from the agreed account means automatic repayment. Credit card repayments in RMB can be repaid from the agreed account in RMB (the agreed account must be a debit card, current passbook account or quasi-credit card account opened at the local CCB where you apply for the card). Credit card repayments in U.S. dollars can be repaid using a U.S. dollar agreed account (the agreed account must be your 19-digit foreign currency passbook account opened at the local CCB) or RMB agreed account for foreign exchange repayment (the agreed account must be the local CCB where you apply for the card) debit card, current passbook account or quasi-credit card account). You can repay your U.S. dollar repayment amount by calling the 400 customer service hotline to use the RMB deposit in your Longka credit card or the available limit to purchase foreign exchange. Please call to purchase foreign exchange on the day you deposit RMB to avoid the deposit being deducted from other RMB account transactions first. You can transfer funds from your debit card or quasi-credit card to your credit card account through ATM equipment for repayment.

(Shanxi and other regions are not yet open). You can log in to China Construction Bank online banking and use the CCB debit card or quasi-credit card account signed with online banking to repay the Long Card credit card account. The specific repayment steps are as follows: First, log in to your CCB online banking. Second, select the credit card menu, click on credit card repayment, select CCB to repay CCB, enter the repayment page, and then you can choose to repay for your own credit card or for someone else’s credit card. To repay your own credit card, you need to select the credit card account number for repayment (if you are repaying someone else's credit card, you need to enter the credit card holder's name and credit card). Finally, select the repayment account you have signed, enter the repayment amount, and click Next , and click Confirm on the transaction confirmation page to complete the repayment operation. You can call China Construction Bank's local 95533 and use its self-service voice service to make RMB repayments to your credit card with your Dragon Card, local credit card (quasi-credit card) or wealth management card (this function is not yet enabled for commercial cards and supplementary cards) , the operation method is as follows: Method 1: Dial 95533 and select 5 for transfer, enter the account number or ID number and select 3 for credit card repayment; Method 2: Dial 95533 and select 6 for credit card and select 1 for credit card repayment. You can use personal banks opened by other domestic banks. Settlement account (such as: savings card, etc.) repayment. To repay in this way, you must go to the branch of another bank to handle the inter-bank repayment business of Dragon Card credit card at least two days before the due date of repayment. If you have signed up for another bank's online banking, you can also complete the repayment through their online banking.

That’s it for the introduction of how to pay off the construction credit card.