1 Every time we swipe a card to make a purchase, the bank will charge a certain handling fee to the merchant.

2 Customers widely use credit cards for consumption, which can effectively reduce the pressure on bank counters and some self-service equipment, and can avoid many incidents of counterfeit banknotes and short payment.

In fact, credit card consumption is not only beneficial to banks, but also has certain benefits to merchants, consumers, and even the country:

1 As a consumer, credit card consumption can avoid carrying too much Cash can reduce unnecessary disputes about counterfeit money. Of course, you can also participate in some reward activities unique to card consumption. It can also help consumers clearly record their expenses and income, which is helpful for planning future personal financial plans

2 As a merchant, cash transactions are greatly reduced, effectively avoiding the risks of counterfeit banknotes and short payments, and can also Save a lot of labor expenses. If a department store only uses cash for transactions, a group of people will be needed to count the turnover every day, and a professional security truck will be commissioned to send the turnover to the bank. It will be a very scary scene.

3 For the country, credit card consumption can prevent merchants from tax evasion