The new customers are quite high, and the old customers are just so-so!

the temporary limit can be spent by credit card, but it cannot be withdrawn.

Extended information:

Tips for increasing the credit card limit:

1. Credit cards cannot be used as savings cards

I believe everyone will know the difference between credit cards and savings cards. Credit cards are credit consumption, and it is not a good behavior to deposit and withdraw money at will. Want to increase your quota, or use it separately. It is not cost-effective to charge a certain handling fee for withdrawing cash by credit card.

2. Always swipe your credit card

Credit cards have an annual fee, and some types of cards are exempt from the annual fee when they spend a certain amount. Some are full of a certain number of pens, and the annual fee is exempted. Frequent credit card swiping can not only save the annual fee, but also increase the credit card limit. Often used, invisibly, it will become an active user of the issuing bank, and there will be certain rewards when the amount is raised.

if the consumption is continuous and stable, and there are transactions every month, the issuing bank will even take the initiative to raise the amount. Even the application for permanent withdrawal is likely to be approved.

3. Irregular high consumption

Frequent use of credit cards represents stable activity, while irregular large consumption, which can be repaid on time, will be recognized as a quality customer by the issuing bank. It will also become very simple for the card owner to apply for a withdrawal. Of course, this kind of large consumption is not a burst.

There is still a big difference between swiping a credit card frequently and swiping it frequently. Normally, when handling credit cards, the amount will not be very high. If you often empty the quota, even if you can pay it back on schedule in the future, it is also a big taboo for raising the amount.

4. You can't cash out maliciously

Credit cards support cash withdrawal, and if you withdraw cash normally, you can also increase the amount. However, if it is maliciously cashed out, once it is discovered, it will be blocked and downgraded. It will be more difficult to incite loans by raising the quota.

In fact, this can be avoided. In a short period of time, don't swipe your card on the same credit card machine for many times, and don't swipe your card with an integer mantissa, or swipe your card at a time when it is not in business. As long as it does not conform to the normal consumption logic, it will naturally not be judged as malicious cash.

for malicious cash withdrawal, the result of the card issuer's handling is still very serious. The credit card reduction is still a good result. Once the personal credit information is obtained, the impact will be greater.