Annual fee for quasi-credit card is 80 yuan/year; Ordinary card annual fee 20 yuan/year; There is no annual fee for employee cards. The annual fee will be charged for the issuance of new cards and card replacement at maturity, and will be charged only after activation. The annual fee is deducted from the card, and overdraft deduction is not supported at present. If the account balance is insufficient at the time of deduction, it will be postponed to next month until the deduction is completed, and the accumulated arrears must be paid off when the card is cancelled.