Legal analysis: It is possible, because now it is an honest society, and there will be credit problems if you don't pay back the money. Although there is no provision for the father to repay the debt, the child's political review may have an impact. Consequences of non-repayment of bank loans: banks will take certain collection measures. In the initial telephone notice, if the loan is not paid off, you can explain your actual situation to the bank and try to apply for an extension, which depends on different bank regulations. Overdue for more than 90 days, if the circumstances are serious, can be regarded as malicious overdue, bank collection may also put pressure on themselves and their families, affecting the normal life of individuals and families. In terms of overdue fees, there will be some fees such as liquidated damages and penalty interest, which need to be collected according to the contract. Different institutions and different loan products charge different liquidated damages or penalty interests. It has an impact on personal credit records, and bad credit records have become obstacles to future loans such as mortgages and car loans and credit card processing. If you are sued to the court for non-repayment, and still do not repay after the execution of the court judgment, you can report to the Supreme People's Court and enter the "list of people who have been executed for dishonesty", which is also commonly known as the "Lao Lai list", and you will be prohibited from traveling by high-speed rail.

Legal basis: Article 236 of the Civil Procedure Law of People's Republic of China (PRC). A legally effective civil judgment or ruling must be fulfilled by the parties concerned. If one party refuses to perform, the other party may apply to the people's court for execution, or the judge may transfer it to the person subjected to execution for execution. Mediation and other legal documents that should be executed by the people's court must be fulfilled by the parties. If one party refuses to perform, the other party may apply to the people's court for execution.