1. Industrial Bank: The threshold for applying for a card at Industrial Bank is relatively low. Applying on Alipay makes it easier to apply for a card, but generally you need a sesame score of 620 or above to apply. As for card selection, I would like to introduce you to apply for Industrial Bank pass credit card and Industrial Taobao credit card. Generally, the review results will be available as soon as 5 minutes after submitting the application. In the case of good credit, the review pass rate is said to be over 90%.

2. Everbright Bank: For Alipay users with a Sesame score of 620 or above, it is easier to apply for an Everbright credit card on Alipay. Many cardholders reported that they can be approved in seconds. Of course, you still need to choose the right card type in advance. . It is recommended that you apply for the Everbright Duck-themed credit card. This credit card is said to be the easiest card to be approved in seconds by China Everbright Bank. However, it should be noted that online Shen Everbright Bank requires an interview before the card can be issued.

3. Minsheng Bank: Minsheng Bank has cooperated with Alipay to apply for cards very early. Generally, if there is no problem with the credit report, the Sesame score of 600 or more can be approved in seconds, especially now that it is approaching It’s the end of the year, and the card approval rate remains high. In terms of card selection, female friends can apply for the Minsheng Women's Flower Credit Card, and car owners can apply for the Minsheng Car Credit Card. In addition, Minsheng Baidu Takeout Co-branded Credit Card, Minsheng.com Tesco Installment Credit Card, etc. are also relatively easy to purchase.

4. GF Zhenqing Credit Card: GF Zhenqing Credit Card is a women’s card launched by China Guangfa Bank. It has outstanding advantages in shopping, women’s insurance, etc.! At the same time, you can choose one of the four major merchant types including department stores, restaurants, tourism, and entertainment to enjoy three times the points for swiping your card. However, it is important to note that once this is selected, it cannot be changed.

How to apply for a credit card

1. Choose a bank and credit card type

1. Card issuing bank: At present, most banks are qualified to issue credit cards. You can choose according to your personal habits. Banks such as: construction, industry and commerce, transportation, investment promotion, CITIC, etc.

2. Credit card types: Credit card types include co-branded cards such as animation cards, game cards, car owner cards, food cards, etc. Different card types have different rights and interests.

2. Application Qualifications

1. Applicants must be 18 years old and have a stable income, have a fixed office address, and the company is equipped with a landline phone.

2. ID card, work certificate, social security, academic certificate, etc.

3. My mobile phone number and email address for real-name authentication.

4. Proof of assets such as: cars, real estate, certificates of deposit, etc. (special requirements for quotas).

3. Application method

1. Official WeChat public account of bank credit card.

2. The official website of bank credit card, such as: XX Bank Credit Card.

3. Apply at a bank outlet and fill in the application information with the help of the staff.

4. Credit card outlet promotion personnel will come to handle the matter.

When applying online, fill in your personal information truthfully. For door-to-door promotion, you need to provide original personal information such as ID card, work certificate, etc.

4. After the information is submitted

1. After the information is submitted, it will be reviewed by the staff of the credit card outlet. Generally, a return visit will be conducted through the unit phone number and personal phone number for verification; some applications will be There were 2 random inspection visits.

2. Review time: Generally, the review is completed within 10 working days. After the review is passed, the card will be printed and mailed to the unit address.

3. Some banks have enabled rapid review, and review results will appear in a shorter period of time, but it still takes time to prepare and send the card.

5. Receive the credit card

1. After receiving the credit card, a usage guide will be attached. Follow the prompts to activate the credit card;

2. Credit card activation method It is divided into: phone activation, bank APP activation, and business outlet activation;

3. For outlet activation, you need to bring the original ID card and original credit card.

4. Remember the billing date and repayment date of your credit card, repay on time and maintain good credit.