Your friend has been in arrears for 1 year, and he didn't take the initiative to explain the situation to the bank. That's enough to prosecute.

It is only a matter of time before prosecution. The charge is suspected of credit card (financial) fraud, starting from 5,000 yuan and starting from three years in prison. The urgent task now can't be delayed, and the money must be delayed. The more it is delayed, the more urgent it is. The urgent task is to be active, get in touch with the bank, explain the situation seriously, and express the repayment intention in time.

3. If it is a different bank, it is a single count. If the bank sues, it can only sue 8000 yuan, which has been in arrears for 1 year. Plus interest, it is estimated that one card has a debt of more than 20 thousand and three cards have a debt of 60 thousand. More than 5000 can be sentenced. Thank you.

First of all, you should understand that the ultimate goal of banks is to make money. As long as you have a good attitude and actively raise money to repay, the bank will not sue you. Don't worry, if your friend keeps escaping, it will be too late to receive the indictment. Don't say you have 1 000 now. As long as your account has a record, even if it is 1 0,000, the bank will not sue you. This is a rule of thumb ~ ~ The purpose of the bank is not to put you in jail. You know, the bank says you must pay back in full, but you will say so, right? Remember, contact the bank quickly and don't disappear. You are so unworthy. A card with a limit of 8000, 1 year is not returned. There are 20,000 cards now, so check them quickly.

Besides, even if you can give up everything and would rather go to jail, you can't escape this debt. You not only need to pay in full, but also pay a fine.