Users need to confirm whether the virtual card is in arrears or not, and then call the credit card hotline of Guangfa Bank to ask customer service to cancel the virtual card business, or directly go to Guangfa Bank to cancel the main card, and the virtual card will be automatically cancelled in about 3 days, and then they can confirm with customer service.

Guangfa virtual card for college students is mainly aimed at full-time college students, master students and doctoral students. It is a virtual account based on the BIN codes of UnionPay, VISA and MasterCard on the bank card. Mainly used for online payment without a card, without a physical card. But like the physical card, it can be divided into two categories: virtual credit card and virtual debit card.