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What are the chances of Minsheng Bank's credit card documents being audited?
The issuance of credit cards by banks needs to be reviewed by the three-level credit reporting department before it can finally pass.

Generally, there is no problem in the preliminary examination, and it should be no problem to get the card. The exact amount depends on the materials you submit.

Application conditions:

At least 18 to 60 years old, with full capacity for civil conduct;

Have a good credit record;

Have working income and repayment ability.

Application materials:

Identity information: copy of resident ID card or military officer's card;

Proof of work and income;

Other financial certificates: such as a copy of real estate license, a copy of automobile driving license, a copy of deposit certificate, etc.

Credit card application method:

Counter application:

Bring a credit certificate to the counter to apply:

Applicants need to submit relatively complete asset certification documents, and submit the materials to Industrial Bank, which will be audited by the bank's background audit department;

After approval, fill in relevant materials and identity information;

Issue credit cards.

Online banking application:

The applicant uses personal savings card account to open online banking and enter official website of Industrial Bank;

Enter the card number, login password and verification code to enter the online banking page;

Click "Credit Card Service", you can choose to apply for a credit card under the credit card service page, fill in the information and submit it, and the review progress and results will be displayed on the online banking;

After approval, credit cards will be issued.