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What are the requirements for applying for Guangfa Bank credit card?

According to the credit card application conditions published on the official website of Guangfa Bank, to apply for a Guangfa Bank credit card, the applicant must be over 18 years old, have full capacity for civil conduct, have a legal and stable source of income and have good credit. Good Chinese nationals, foreigners permanently residing in the country and compatriots from Hong Kong, Macao and Taiwan can apply for Guangfa Bank credit cards from the card issuer with their valid identity documents.

When applying for a credit card, the applicant needs to provide the following materials:

1. Identity proof information: a copy of the resident ID card or military officer's ID card; compatriots from Hong Kong and Macao provide a mainland travel pass and a A copy of the residence certificate for more than one year; foreigners can provide a copy of their passport and residence permit for more than one year.

2. Work and income certification materials: salary certificate, copy of social security (paid for more than half a year).

3. Supporting information for Guangfa Bank credit card application: academic qualifications, professional titles, professional qualification certificates, self-owned real estate certificate, self-owned car driving license, telephone number, water, electricity, and gas of the current place of residence in the past three months Any original document of payment, etc.

If the applicant chooses to apply for a Guangfa Bank credit card online, he or she needs to meet the following conditions:

1. There is a Guangfa Bank business outlet in the city where he or she is resident;

2. The age meets the requirements of China Guangfa Bank;

3. Have a stable job and income;

4. Fill in the credit card online application information as required.

Applicants who want to apply for a Guangfa credit card but do not have time to go to a bank branch can apply for a credit card online, fill in their personal information completely, correctly and truly through the Guangfa Bank credit card online application interface, and confirm the selected credit card card (it cannot be changed during the credit card application process), then fill in the real information carefully, and close the page after completing the application. Generally, the progress of the application can be checked 10 working days after the application form is submitted.

If you are from Hong Kong, Macao and Taiwan, you need to meet the following basic requirements to apply for a Guangfa Bank credit card:

1. Corporate legal person: the place of application is the company’s location, it has been in business for more than two years, and its registered capital ≥2 million;

2. Corporate executives: The place of application is the workplace, the company’s registered capital is ≥ 2 million, the existing company has worked for ≥ 1 year, and the monthly income is ≥ ¥10,000.

In addition, applicants for the Guangfa Bank Car Owner Card need to provide a copy of their own vehicle driving license, or provide a copy of the original and duplicate driving license of their spouse/relative and fill in the spouse's name in the "Contact Information" column of the application form. / Relative information, or provide a copy of the original and duplicate of the unit's vehicle driving license and the unit information on the vehicle driving license must be consistent with the full name of the unit filled in the application form. Applicants who apply for the Guangfa Bank Dongfeng Nissan co-branded credit card must be Dongfeng Nissan car owner members and apply at a Dongfeng Nissan store. They must provide a copy of their driving license.