CCB credit cards are sent directly to customers in most areas. In a few areas, they are sent to local outlets first, and then you are informed to get the cards. It seems that this is the case in Fujian. The general process should be to apply online first, and then the bank will review it. After the approval, you will be informed to go to the outlet for a face-to-face interview (face-to-face interview means that I went to the outlet to confirm that I wanted to apply for a credit card), but I can't get the card when I face-to-face interview. I have to wait until the face-to-face interview is passed, and the bank will make the card and then mail it to you. Your practice of getting the card at the outlet first is to get the card faster. After the applicant applies for a credit card online, if the bank approves it, he will send it directly to the local outlet, and the card will be temporarily frozen in the process. Then the local government will inform you to get the card. When you get the card, you will directly submit your ID card to confirm your wish to apply. After you get the card back, the local CCB will apply to the credit card department to unfreeze the card. You can only open the card after the unfreezing is completed. So I will tell you that it will take three days.