Once the ID card has expired, it cannot be used to apply for a credit card. If you are not in a hurry to use a credit card, it is recommended that you wait until you get a new ID card before applying for a credit card, or apply for it with a temporary ID card and household registration book. credit card. The following is the information for applying for a credit card:
1. Identity proof is the most important information, such as resident ID card, military ID, passport, etc.
2. Proof of income must also be provided, including salary cards or passbook records for the last three consecutive months.
3. Whether the proof of residence is required depends on the specific regulations of the specific bank. For example, any bill such as water, electricity, gas and phone bills in the past month must be in the name of the applicant.
4. In addition to the above information, credit card applicants can also provide household registration books, real estate certificates, driving licenses, academic certificates, professional certificates, etc. Although these certificates are not required, they can help increase the credit limit.