Icbc credit card loan car interest rate

If the loan term is less than 1 year, it shall be calculated according to the commercial loan interest rate of the People's Bank of China for the same period; If the loan term exceeds 1 year, it will be calculated by stages, and it will be implemented at the corresponding interest rate of China Industrial and Commercial Bank's car loan interest rate grade from the beginning of the second year.

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China Industrial and Commercial Bank Credit Card Car Loan Line

ICBC's credit card loan to buy a car belongs to the joint liability guarantee of the bank, and the maximum loan amount can reach 80% of the total car price; With real estate or other property as collateral, the maximum loan amount can reach 70%; Guaranteed by a third party (guarantee company or individual), up to 60% of the total loan price.

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China Industrial and Commercial Bank credit card installment purchase period

The general loan term is 36 months, with a maximum of 60 periods (5 years).