To apply for a self-occupied home decoration loan, you need to provide housing information and personal information. Specifically, the following materials must be provided:

1. Identity documents of myself and my spouse;

2. Marital status certificate;

3. Property ownership certificate of the house being renovated; < /p>

4. When renovating the houses of parents and children, parents and children are also required to hold their identity documents and proof of their relationship with the borrower;

5. All parties involved are individuals with good credit standing Credit report.

Other provisions regarding housing provident fund.

Article 26 of the "Housing Provident Fund Management Regulations" Employees who have paid housing provident funds may apply for housing provident fund loans from the Housing Provident Fund Management Center when purchasing, constructing, renovating, or overhauling their own homes. The Housing Provident Fund Management Center shall make a decision on whether to grant a loan or not within 15 days from the date of accepting the application, and notify the applicant; if the loan is granted, the entrusted bank shall handle the loan procedures.

Article 28 The Housing Provident Fund Management Center may, with the approval of the Housing Provident Fund Management Committee, use the Housing Provident Fund to purchase treasury bonds on the premise of ensuring housing provident fund withdrawals and loans. The Housing Provident Fund Management Center shall not provide guarantee to others.

Refer to the above content? Xinghe County Government-Our city’s housing provident fund officially launched renovation loan business