Provident funds cannot be transferred to credit cards. No, the provident fund can only be used for housing purchase, housing maintenance, renting and other purposes, excluding credit card repayment.

If the provident fund is still for cash withdrawal, the balance of the provident fund cannot be directly transferred to the credit card. If the provident fund has been withdrawn from the provident fund account, the cardholder can transfer the cash to the credit card.

The interest rate of provident fund mortgage application is lower than that of commercial loans. If users want to borrow money to buy a house, don't withdraw the provident fund at will. If the card has used the provident fund loan to buy a house, then taking out the balance of the provident fund will have no effect.

The balance of the provident fund account directly affects the amount of provident fund loans. If the provident fund loan amount is insufficient, you can apply for a portfolio loan. Provident fund, generally refers to the company's provident fund, is the amount of funds retained by the company outside its capital. According to whether the retention of provident fund is legally mandatory, provident fund can be divided into statutory provident fund and arbitrary provident fund. In addition, the housing accumulation fund refers to the long-term housing savings paid by Chinese organs, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises, institutions and their employees.