Frequent use of credit cards will not affect personal credit information, on the contrary, it can increase the credit card limit.

If you try to use the credit card for a long time after it comes down, you can use it for offline consumption, shopping malls and other public shopping, or you can bind the credit card to some e-commerce platforms before paying, which will be more convenient and faster. In the long-term use, you can increase the credit card usage limit, but don't overdue it. If it is overdue or overdue, it will affect future mortgage applications.

So don't overdue repayment when using a credit card.