Although ICBC Peony Transportation Card is used to pay fines, it is essentially a credit card, which was jointly launched by Beijing Traffic Management Department and Industrial and Commercial Bank of China. This card has the overdraft function of credit card, and the initial credit limit is 600 yuan. If you use it for a long time, you can increase the overdraft limit, because it is mainly used to pay fines, so the amount is not high.

Because this card can cooperate with the Beijing traffic control department to pay the fine by swiping the card on the spot, it should be repaid in time after paying the fine.