1. Baoyin Finance

Baoyin Finance is an online loan platform with a banking background. The daily loan interest rate can be as low as 0.014%. However, Baoyin Finance can only be used to pay credit card bills and cannot withdraw cash.

2. Xicai Loan Supermarket

Xicai Loan Supermarket is a comprehensive online loan platform with various loan models such as credit loans and mortgage loans. For those with good overall credit, the loan interest will be close to the bank loan interest.

3. Zhixianghua

Zhixianghua is an online loan platform of Ma Ma Finance. The loan interest rate is relatively low, with the lowest daily interest rate being 0.02%. Zhixianghua supports everyone to use their social security and provident funds to increase their credit.

4. 360 IOU

360 IOU is the online loan platform of Qihoo 360. The daily interest rate can be as low as 0.027%, ranking fourth in the list of online loan platforms with low interest rates. For new users of 360 IOU, you can also enjoy interest-free service.

5. Weilidai

Weilidai is Tencent’s online lending platform, ranking 8th in the list of online lending platforms with low interest rates. Weilidai’s loan interest can be as low as 4 yuan per day for every 10,000 yuan.