1. Ping An Bank

Ping An Bank is a cross-regional joint-stock commercial bank controlled by Ping An Insurance (Group) Co., Ltd. of China. Credit cards issued by Ping An Bank are free of annual fees. Policy, the policy for handling over-limit fees is: over-limit fees are charged at 5% of the over-limit portion, with no minimum and maximum limits.

2. Postal Savings Bank

The Postal Savings Bank is strict in approving credit card qualifications, and prefers deposit, financial management, and credit cards that are related to the Postal Savings Bank. There are no additional off-site fees for cash withdrawals and repayments at multiple outlets across the country.

3. Industrial and Commercial Bank of China

Industrial and Commercial Bank of China’s cash withdrawal fee for credit cards: 1% of the amount, with a minimum of 1 yuan, 1 Hong Kong dollar, or 1 US dollar. Implement multi-account management, with independent quotas and independent repayments on billing days and days.

4. China Construction Bank

China Construction Bank’s cash withdrawal fee: Domestic: 5‰ of the transaction amount, minimum 2 yuan, maximum 50 yuan; overseas: 3% of the transaction amount , starting at $3.

5. Bank of Communications

Cash withdrawal handling fee: 1% of the transaction amount is charged for domestic cash withdrawals, with a minimum of RMB 10 per transaction;

Overseas through the UnionPay network For cash withdrawal, the fee is RMB 12 per transaction, plus 1% of the transaction amount, with a minimum of RMB 15 per transaction.

Reference material Baidu Encyclopedia-Credit Card