1. What is the template of overdue poverty certificate of credit card?

1. At the beginning, there were people in every province and city. At the beginning of the second line, the basic situation of the family is: how many people are there in the family, what is the annual income of the family, and what is the main source of income of the family.

The last line says that the family's financial difficulties are true, and the other line says that it is hereby proved! In the lower right corner is the seal of the village neighborhood committee or the township people's government, and the signature is a certain year, month and day.

1. The main conditions of poor households are: residents with no source of income, no ability to work, no dependents or dependents, and per capita income below the local minimum living standard. As long as the above certificate is obtained, the certificate issued by the work unit or community neighborhood Committee is valid.

Second, how to stop using the credit card?

1. Not all overdue credit cards can apply for stopping payment. Now it's called personalized staging, which means you take the initiative to go to the bank to communicate and negotiate. The advantage of personalized staging is that it can avoid more and more interest and will not be in an uncertain state. You can apply for personalized staging by presenting the above documents.

I still strongly suggest that you don't have to go so far. You can turn to your family or friends for help, or you can turn to other credit cards. This can avoid a lot of unnecessary troubles and try to keep a good record of using the card. In fact, the suspension of the credit card has made the credit card overdue, indicating that it has generated a lot of interest and handling fees.

3. How to negotiate with the bank to solve the overdue credit card?

1. First, call the bank card and credit card center directly to ensure that you are willing to repay the loan, and also explain the reasons for overdue with an open mind. If there is enough reason to show them that you have not deliberately delayed, banks generally will not deliberately embarrass them.

Tell your income to the bank, don't feel embarrassed, because this is the actual situation. You can also take the initiative to propose a follow-up repayment plan to the bank and apply for an individual installment agreement.

Special circumstances can click the consultation button on the right. The website provides professional lawyers to answer questions, help you solve the repayment problem and let you return to your normal life.