1. Etaggin is an unsecured loan financing service provided to credit card customers by Huaxia Bank; Credit card is a special carrier card issued by commercial banks to individuals and units with consumer credit.
2. Within the credit line of Huaxia Yida Gold Card, users can automatically pay by credit card in installments, and users can choose various repayment cycles such as 3, 6, 12, 18, 24 and 36 months. Ordinary credit cards will not be automatically phased, and cardholders need to apply.
3. Easy-to-reach amount is generally returned by the customer in the form of equal principal and interest; However, the credit card limit is not returned in the form of equal principal and interest. Usually, it is returned as much as the consumption. After the interest-free period, the overdue penalty interest will be charged on a daily basis.
4. When applying for E-Gold, you must provide a clear and specific purpose of funds, and users need to keep true and effective consumption vouchers that are consistent with the application purposes, and are obliged to provide consumption vouchers at any time according to the requirements of Huaxia Bank Credit Card Center; Users usually use ordinary credit cards and generally do not need to provide proof of consumption.
5. The cash withdrawal of Yida Gold Card is free of cash handling fee, and interest will only be charged according to the overdraft interest rate. A single cash withdrawal transaction with an amount not less than 5 yuan in the bill can be converted into installments at any time; However, Huaxia Bank generally charges a handling fee for ordinary credit card withdrawals: 2% of the cash withdrawal amount in China, with a minimum of RMB 15 yuan; Overseas, it is charged at 2% of the cash withdrawal amount, with a minimum of RMB 2 yuan or USD 3.