After the poster buys a mobile phone on JD.com, he can apply for consumption installments from China Construction Bank. A certain handling fee is charged monthly and no interest is charged. For example, if a mobile phone costs 5,000 yuan and is divided into 6 installments, the handling fee interest rate is 0.6 (charged monthly). Calculate:

Handling fee: 5000*0.006=30 yuan/month? 6-month handling fee* **Total: 30*6=180 yuan.

Principal: 5000/6=833.33 yuan/month

Amortized and repaid every month: 30 833.33=863.33 yuan

In addition, consumption installment It must be processed from after consumption to 2 days before the latest bill date. You can register as a real-name user on the CCB credit card website, enter "My Credit Card", select an unbilled RMB account, click the "Apply for Consumption Installment" button, select the number of installments, confirm the application information and submit. Attached picture: Consumption installment fee rate