CCB is still very good in the minds of many friends, so everyone will consider getting a CCB card when applying for a credit card. So what is the limit for the first time you apply for a CCB credit card?

What is the initial limit for a CCB credit card?

The initial limit for a CCB credit card is generally between 1,000 and 50,000 yuan.

China Construction Bank credit cards are divided into regular card, gold card, platinum card and diamond card according to the card level. The limit of a regular card is generally between 3,000-10,000 yuan, that of a gold card is generally between 10,000-50,000 yuan, that of a platinum card is generally between 50,000-200,000 yuan, and that a diamond card can grant a credit limit of up to 5 million yuan.

The limit that a user applies for a CCB credit card for the first time depends entirely on their qualifications. If they are a well-qualified user, the credit limit they apply for will naturally not be too low, otherwise it will be easy to use the credit card. , and was even turned away by China Construction Bank. The credit limit of China Construction Bank Credit Card is the credit limit given by the applicant through various evaluations. The evaluation items include: job, credit record, education level and asset status, etc. The better the assessment item, the higher the credit card limit.

How to raise credit limit when building a credit card

1. Apply through mobile banking or the official account of a third-party trading platform: This is the most convenient and fastest method. You only need to log in to mobile banking or follow and Enter the "China Construction Bank" third-party transaction platform official account, bind the credit card, and proceed through the "Credit Card - Card Service - Card Service - Limit Adjustment" menu. After application, the bank will review the user's information and credit situation and give the result within a certain period of time;

2. Apply by phone or online banking: This is a more traditional method, and you need to call the construction Call the bank’s credit card customer service hotline 95533 or log in to online banking to submit an application. After applying, you also need to wait for bank review, and may need to provide more supporting materials;

3. Apply through the counter: This is the most original method. You need to submit the application in person at the counter of a China Construction Bank branch, and Fill in the relevant forms and provide relevant documents. After applying, you also need to wait for bank review and may need to provide more supporting materials.

To sum up, the initial limit of CCB credit card depends on the qualifications of the handler. Of course, even if the initial quota is not very high, it can be increased later.