There are mainly these platforms:

1. Credit card loans: Yirendai, Kungfu Loan, Flash D Loan, Xiaohua Wallet, and Building Block Box.

2. Student loans: Famous School Loan, Aixue Loan, Jiurong Finance, Xintong Loan.

3. Installment consumption: Chengcheng Baitiao, Lvmama Baitiao, Miao Baitiao, Qujiebaba, Jindong Baitiao, and 99 installments.

4. Ordinary loans: Quick Loan, Hi Money, Qian Zhan, Kuai Jin, Pai Pai Dai, Cao Cao Loan, Are You Short of Money, Borrow Money Kuai, Atomic Loan, Salary Loan, Wo Lai Loan, Youwodai, Zhijiandai, Malyadai, Momodai, Gaiyouhua, Zhongtengxin,_Sidai, Dingjidai, Wandadai, Lebaobao, Want to borrow money, Blue Collar Loan, Dida Loan, Suishui Borrow , Hua Wuque, Turn Right, Copper Money Loan, Quick Loan Bear, Cash Bus, Qingqin Small Loan, Jianghu Emergency, Dafei Cloud Loan, Magic Lamp Small Loan, Jiufu Dingdang Loan, Magic Cash.

Although loans without credit reporting seem to be less troublesome on paper, if you borrow money on these loan platforms, once it is overdue, it will be accompanied by high interest rates, and when you apply for a loan, The risk of leakage of authorized personal information may be viciously demanded by third parties, affecting relatives and friends. Whether you are on a credit reporting platform or not, it is necessary to maintain a good personal credit record.

Although these platforms are not on the credit report, we cannot take it lightly, nor can we keep borrowing money on these platforms. As long as it is an online loan, we must repay it in time, because This is our responsibility and our obligation. It is said that "after borrowing money, it is a matter of course to pay it back in time." This is the same path wherever we go.

For these online loan platforms, some are relatively formal, but some are very informal, some have very high interest rates, some are routine loans, and some allow you to borrow once. If you If you repay in time, then they will press you for payment, and then they will call you, and they will also call your relatives. Sometimes they will go directly to your company to blackmail you, or To interfere with your work environment or living environment, in this case, you will not be able to work, which will put you in an embarrassing situation. Therefore, as a young person, you should consume reasonably and rationally, and cannot blindly Buy something unrealistic.