Of course. 1. Go to the self-service machine of the loan bank outlet, enter the lender's ID card and other related information, inquire about the details of my loan balance, and print it.

2. Log on to the online platform of the loan bank, inquire about personal account information, and extract the balance of the loan page through screenshot.

How often do commercial banks upload loan balance sheets?

No more than two months.

Under normal circumstances, after the loan is approved, the longest period is not more than two months, and the shortest period is not less than one week, which can be shown in the credit report.

There are so many credit businesses in commercial banks that it is impossible to upload ordinary loans to the credit information system immediately. Under normal circumstances, commercial banks summarize loan information on a monthly basis and submit it to the credit information system. The submission time can be the end of the month or the beginning of the month. The data submitted at the end of the month is the data of the current month, and the data submitted at the beginning of the month is the data of the previous month. Therefore, after the loan is approved, the relevant records will not be uploaded to the credit information system immediately.

Under what circumstances do you need to re-type the loan balance sheet and repayment details?

The loan balance sheet and repayment details need to be re-entered when the user pays off the mortgage. When paying off the mortgage, users need to prepare the mortgage repayment details, go to the bank to handle the relevant loan settlement certificate, and handle the mortgage cancellation procedures with the certificate issued by the bank and the organization code certificate. In this case, it is necessary to prepare the details of mortgage repayment.

How to inquire about loan balance

Question 1: There are three ways to inquire about the mortgage balance: one is the monthly bill; 2. I hold my ID card to check with the loan business department of the loan bank; 3. Inquire through online banking. When a non-person inquires about the loan balance, he can only inquire from online banking, provided that he knows the password of online banking. If it is not the lender himself and is not authorized, the bank will not provide any information of the lender for the protection of the lender's interests. And even if someone else takes the lender's ID card to the bank to inquire about any information of the lender, it is estimated that it will not work.

Question 2: How to check the mortgage balance? Generally speaking, there are three inspection methods:

The first type: the lender can personally go to the loan department of the loan bank outlet with his ID card.

One of the biggest benefits of this is that the lender can not only inquire about the loan balance, but also ask the bank to help print the repayment schedule within one year after the inquiry, so that you can clearly understand the loan situation within one year.

The second type: query through online banking.

Lenders can check the loan balance without leaving home after opening online banking. Lenders can usually operate through the path of "personal loan"-"my loan"-"loan inquiry". This method is the simplest. Through online banking, you can not only query the loan balance, but also query the repayment records and other information.

The third type: through the bank customer service telephone inquiry.

Lenders can also call the customer service phone of the loan bank to inquire, but this method can only obtain the single information of the loan balance, and can't know the monthly repayment situation before and after.

Question 3: How to inquire about the personal loan balance of 1 Applicants can bring their ID cards to the loan department of a bank branch to check the outstanding amount. This method is the most commonly used. If the borrower just wants to inquire and doesn't want to repay immediately, he can apply for printing the repayment schedule within one year after the inquiry, and then he can inquire about the loan balance within one year. If you want to repay in advance, you can go directly to the original loan department for settlement, or you can inquire directly there.

2. Lenders can open online banking and make quick inquiries directly through online banking. After opening online banking, the applicant goes to the website of the bank applying for a loan, finds personal loan, my loan and makes loan inquiry.

Question 4: How to check the balance of housing loan, bring your ID card to the People's Bank, print personal credit report, call the loan bank directly, and download a mortgage calculator for calculation.

Question 5: How to inquire about the balance of commercial loans There are three ways to inquire about the balance of loans: first, monthly bills; 2. I hold my ID card to check with the loan business department of the loan bank; 3. Inquire through online banking. When a non-person inquires about the loan balance, he can only inquire from online banking, provided that he knows the password of online banking. If it is not the lender himself and is not authorized, the bank will not provide any information of the lender for the protection of the lender's interests. And even if someone else goes to the bank with the lender's ID card to inquire about any information of the lender, it is estimated that it will not work.

Question 6: How does ABC inquire about the loan balance?

Telephone banking inquiry;

Mobile banking inquiry;

Bank counter inquiry;

Online banking inquiry.

The method of inquiring loan balance by online banking;

Log in to personal online banking, and select certificate to log in;

Log in to the online banking public service system of Agricultural Bank of China, enter the agricultural bank card, query the password and graphic verification code, and click Enter;

Find "Personal Loan" and click "My Loan";

You can check the loan balance.

Question 7: How does ABC inquire about the loan balance of 1? Customers who have applied for online banking can choose "My Loan"-"Housing Loan"-"Balance Inquiry" in online banking;

2. Transfer to manual service inquiry through 95599 telephone banking;

3. Call the original loan center, find the original loan account manager, and let the account manager inquire;

4. Go to the original loan center for on-site inquiry.

Question 8: How to check the balance of housing loan and find the salesman who gave you the loan at that time? He will tell you, or call the bank you borrowed directly.

Question 9: How to check the loan balance and how much is left? Go to the goods department of your loan bank to apply for an inquiry. When inquiring, you should bring the original personal ID card, the original payment contract and the payment passbook. If you just want to inquire and don't want to repay immediately, you can apply for printing a repayment schedule within one year after the inquiry, and you can inquire about the repayment balance within one year.

Question 10: How to check the loan balance at ICBC (1) and ICBC outlets? Bring your ICBC card or passbook to a nearby outlet and ask the counter staff to help you check the account balance.

2. Any bank self-service inquiry equipment terminal (ATM, self-service terminal) can realize ICBC balance inquiry by inserting ICBC card or passbook.

3. ICBC online banking: bring my valid certificate to ICBC outlets, ask staff to open ICBC online banking, and then log in to ICBC online banking to realize balance inquiry. The inquiry method is to log in to ICBC official website and enter the password for inquiry.

4. China Industrial and Commercial Bank Telephone Banking/Mobile Banking. You can call ICBC customer service number 95588 and ask the staff how to inquire about the available balance of ICBC.

5. ICBC 95588 SMS reminder service, and open ICBC card balance change reminder at ICBC outlets;

6. settle the bill. If it is an ICBC credit card, you can use the ICBC electronic statement or paper bill to check the balance on the ICBC card.

Does it take a year for commercial loans to be converted into provident fund loans? How long does it take for commercial loans to be converted into provident fund loans?

Yes, because the commercial mortgage must be repaid for at least one year before the outstanding principal can be paid in one lump sum. So there is no way to transfer it within one year;

You need to pay the provident fund continuously for one year before you can convert commercial loans into provident fund loans. The following is the process:

First of all, you need to bring your personal housing provident fund account number or ID number to the housing provident fund management department or sub-center in the jurisdiction of the unit for preliminary examination to confirm the loanable amount and term. Then prepare the following information required for the loan:

(a) personal housing provident fund loans necessary information:

1. The first and inner pages of the borrower's ID card and household registration book (original and photocopy);

2. Proof of the borrower's marriage relationship (marriage certificate, divorce certificate, judgment, "Single Declaration" signed by single employees) (original and photocopy);

3. The borrower's spouse's ID card, the inside page of the household registration book or the military officer's card (police officer's card, soldier's card); If the spouse is an overseas Chinese, provide the passport of the country of residence (original and photocopy);

4. If the borrower's spouse deposits the housing provident fund outside the center, the local housing provident fund management department shall issue: no loan certificate and deposit base certificate;

5. If the borrower's spouse has a fixed income but has not established a housing provident fund system, he/she shall provide his/her tax payment certificate or income certificate issued by his/her unit, and provide details of the bank salary card for the past six months; You can also confirm the wage income through other real and effective materials identified by the loan handling personnel;

6. Take the real estate license and the property owner's ID card (original and copy) as collateral for the loan. (except for the business that real estate companies purchase local second-hand houses through guarantee companies and sign mortgage agreements with the center).

7. If the mortgage is proved by other people's property, a notarized certificate (original) of consent to mortgage shall be issued;

Other necessary information:

(1) Commodity House Pre-sale Contract (original and photocopy);

(2) deed tax payment certificate (original and photocopy);

(3) Purchase invoice or down payment voucher (original and photocopy);

(4) Housing loan contract of commercial bank (original and photocopy);

(5) The repayment schedule of the personal loan account of the commercial bank from the date of issuance (original);

(6) Loan balance sheet of commercial bank (original).

Extended data:

Provident fund loans refer to loans enjoyed by employees who pay housing provident fund. According to national regulations, all employees who have paid housing provident fund can apply for individual housing provident fund loans according to the relevant provisions of provident fund loans.

20 12 some cities relaxed the conditions of provident fund loans, among which the upper limit of housing provident fund loans in 9 counties of Linyi City, Shandong Province was raised from 200,000 yuan to 300,000 yuan from June 1.

20 14- 10, the Ministry of Housing and Urban-Rural Development, the Ministry of Finance and the Central Bank issued a document, including relaxing the conditions of provident fund loans, promoting loans from different places, reducing intermediate costs, canceling the housing provident fund personal housing loan insurance, notarization, new house evaluation and compulsory agency guarantee, and reducing the burden on loan workers. Among them, employees who have paid for 6 months can apply for provident fund loans (currently 12 months).

On August 17 and 15, the Ministry of Housing and Urban-Rural Development jointly issued a notice saying that the down payment for purchasing a second home with provident fund loans will be cancelled by 20% from September 15 and 1 day!

Provident fund loans refer to individual housing provident fund loans, which are issued by local housing provident fund management centers. With the housing provident fund paid by employees who apply for provident fund loans, commercial banks are entrusted to issue mortgage loans to housing provident fund depositors who purchase, build, renovate or overhaul their own houses and retired employees who pay housing provident fund during their working life.

According to the regulations, employees who have paid housing provident fund for a certain number of years or more (the number of years varies from city to city, such as 12 months or more in Changsha) can apply for provident fund loans when the funds for purchasing, building, renovating or overhauling their own houses are insufficient.

The loan conditions are: the employees of the unit have signed labor contracts for more than three years (or signed 1 year labor contracts for three consecutive years); Normal continuous monthly housing provident fund deposit exceeds a certain period; Not exceeding the statutory retirement age;

The borrower has a stable economic income and the ability to repay the principal and interest; The borrower agrees to handle the mortgage registration and insurance; Provide the guarantee method agreed by the local housing provident fund management center and its sub-centers; At the same time, submit relevant documents required by the bank, such as house purchase contract or house pre-sale contract, real estate license, land use certificate, deposit certificate of provident fund, etc.

Letter of credit clause

1. Only employees who participate in the housing provident fund system are eligible to apply for housing provident fund loans, and employees who do not participate in the housing provident fund system cannot apply for housing provident fund loans.

2. To participate in the housing provident fund system, if you want to apply for a housing provident fund personal purchase loan, you must also meet the following conditions: that is, the housing provident fund has been continuously paid for at least 6 months before applying for the loan. Because, if the employee's behavior of paying housing provident fund is abnormal and intermittent, it means that his income is unstable and he is prone to risks after issuing loans.

3. One of the husband and wife has applied for a housing provident fund loan, and neither of them can get a housing provident fund loan until the principal and interest of the loan are paid off. Because the housing provident fund loan is a kind of "housing security" financial support to meet the basic housing needs of workers' families.

4. When applying for a housing provident fund loan, the loan applicant must have a relatively stable economic income and repayment ability, and there are no other outstanding debts that may affect the repayment ability of the housing provident fund loan. When employees have other debts, it is risky to lend to housing provident fund, which violates the principle of safe operation of housing provident fund.

5. The term of the provident fund loan shall not exceed 30 years. For portfolio loans, the loan conditions of provident fund loans and commercial housing loans must be the same.