I. Minimum repayment amount

After the credit card is spent, you will receive the bank statement on the account date. There are two amounts, one is the payable amount in this period, and the other is the minimum repayment amount.

After credit card consumption, if it is beyond the repayment scope of the repayment person, then you can choose the minimum repayment amount, which will not affect your personal credit, but you can no longer enjoy the interest-free period after the minimum repayment.

Second, the repayment method

Common credit card repayment methods in China mainly include the following categories (according to the cost level):

1, intra-bank repayment

The repayment methods mainly include:

Card issuing bank counter, ATM, online banking, automatic transfer, telephone banking repayment, etc. The credit card limit will be restored immediately after repayment, and the money will generally be recorded after being processed by the system on the same day.

2, mobile phone repayment

Mobile phone is a personal payment terminal of mobile financial system, which can be used for direct repayment and transfer by credit card. Arrive immediately!

3. Convenience store repayment

Convenience store repayment, mainly through the smart payment terminal installed in convenience stores to complete repayment. Generally, it will arrive in 2~3 working days, and there is no handling fee for repayment in this way.