What does visa mean?

Visa is currently the largest credit card organization in the world. If the word visa is printed on the card, it means that the card can be used at ATMs in the global visa network. Withdraw money and swipe cards on board. As long as there is this mark, no matter which bank the card is issued from, the cardholder can use it in most countries around the world.

Visa is like UnionPay in our country, and Visa International is currently the largest international credit card organization in the world. It is a non-profit international organization participated by banks around the world. Its members are composed of banks and other financial institutions, establishing a global payment and financial services network.

Visa cards can be accepted at more than 29 million merchant transaction points around the world. Many banks such as ICBC and ICBC have cooperated with Visa and can withdraw cash at 1.8 million ATMs, providing endless convenience. There are more than 1.85 billion visa cards in circulation around the world, which is enough to prove that visa is the most popular payment brand. visa provides a wide variety of credit and debit products to meet various payment and life needs. Please contact your bank or financial institution immediately to apply for a visa card with extraordinary value, convenience and reliability, and enjoy a superior and fashionable life.

What is visa credit card? Visa provides a rich credit card product platform to its financial institution customers, which can meet various payment needs from new credit card customers to high-end consumers, as well as large institutions. Visa's credit card platform also provides value-added services such as a personalized points return system, emergency replacement cards, travel assistance and car rental insurance, which can help card issuers improve customer loyalty and usage.

Visa card is an international credit card (standard credit card, or credit card) product that can be used globally and has the function of interest-free overdraft for consumption. When applying, you need to provide proof of income, employment certificate and other relevant supporting documents.

Visa and Master are the two major credit card organizations in the world. Credit cards with these two logos can be used around the world.

UnionPay is China’s credit card organization. Credit cards with the UnionPay logo were previously only used in mainland China. As the RMB gradually goes abroad, more and more overseas merchants accept UnionPay credit cards.

The differences between visa cards and UnionPay cards are as follows:

1. Differences in scope of use. Visa cards are accepted all over the world, while UnionPay cards can only be used in a small number of areas except within China.

2. Liquidation fees are different. This is not reflected in consumers, but in merchants. The two credit card organizations charge different fees to merchants, and Visa is obviously higher.

3. Differences in special functions. Some countries require individuals to present their visa card or master card when applying for a visa, but do not accept UnionPay cards.

4. The exchange costs for overseas consumption are different. When customers use Visa cards for overseas purchases, there are usually two currency conversion fees; while when using UnionPay cards, there is no currency conversion fee.

There is no difference between ordinary people holding visa cards and UnionPay cards - all visa cards issued domestically contain the UnionPay logo. If we must talk about disadvantages, then the biggest difference is that visa cards do not need to set a password, while UnionPay can set a password. In other words, you only need a signature to swipe your visa card.

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Which bank visa card is best for going abroad? Three must-have cashback credit cards

With the continuous improvement of national economic income, more and more people are eager to go abroad to see the world, but it is not very convenient to carry RMB for consumption. For this reason, everyone You can equip yourself with a visa credit card. So, which bank visa card is best for going abroad? Here are some credit cards with no annual fees and cash back for overseas purchases.

1. Dragon Card MUSE Credit Card

A platinum card with no annual fee. The cashback highlights of this credit card are "8 cashbacks at overseas big-name merchants, and up to 28 cashbacks at overseas duty-free shops." .

The most important thing is that when you apply for a card, you can be issued a global payment platinum card (Visa version), which can enjoy up to 5 million aviation accident insurance, flight baggage delay insurance and card loss protection, and transactions are not only free of charge After collecting foreign exchange fees, you can also purchase foreign exchange automatically and repay the money directly in RMB.

2. Minsheng Visa Standard Credit Card

Minsheng Bank Platinum, the main card is 600 yuan/year, the supplementary card is 300 yuan/year, the annual fee is waived in the first year, and the card is used for 18 purchases in the year or RMB 50,000 (or equivalent), the annual fee for the next year will be waived.

Use Minsheng Visa standard credit card to get 1 cash rebate for overseas purchases, and 10 cash rebates for offline dining purchases. The monthly cash rebate amount is capped at US$200, and the annual cap is US$1,000. In addition, transaction fees are waived, and a buffet for two people can enjoy a 50% discount at a five-star hotel, etc.

3. CITIC Bank Tuniu Card (VISA version)

The annual fee of RMB 2,000 is unconditionally waived and the currency conversion fee for overseas transactions is waived.

After registering through WeChat/SMS, Tuniu Visa co-branded card customers can enjoy cash rebates for purchases in 16 countries or regions including the United States and Canada, including the proportion of cash rebates for fashion department stores, restaurants, and accommodation. 30, and the highest cashback ratio for other offline purchases is 8.

What kind of VISA card is the Bank of Communications credit card? What does VISA mean?

The VISA card included in the Bank of Communications credit card is a credit card issued by Bank of Communications to individuals and is only for personal use.

VISA credit card is a credit card jointly issued by the card-issuing bank and VISA International Organization. This credit card can be used at VISA authorized merchants worldwide. The credit card has the VISA international logo on it.

Mobile payments and services - As the number of mobile devices continues to grow, Visa is working to expand the application scope of its payment products and services through mobile devices.

Visa global electronic transfer and personal payment services, Visa's global transaction processing network can process and support a series of emerging new services, making it possible for funds to be transferred directly into a Visa account.

Global Transfer Service is a person-to-person payment platform that allows individuals to conduct safe and fast electronic remittance services through Visa's payment network.

Consumers choose to use Visa credit, debit or prepaid products for online transactions rather than other payment methods. As the world's most popular and leading electronic payment company for business payments, Visa has gained the trust of consumers to help them purchase products and services online. Visa has gained the praise and trust of consumers.

Visa actively supports the adoption and promotion of EMV chip technology, including EMV contact chip technology and VisapayWave contactless technology. Based on chip technology, Visa electronic payment can be expanded to more payment environments, such as buses, vending machines and parking lots.