After canceling the Postal Bank credit card, you can reapply. If the account has not been canceled, you can also apply for reactivation.

China Postal Savings Bank Card is no longer in use. You can choose to close the account or not. If the account is not closed, the bank stipulates that there will be no sales within two years and it will automatically be converted into a real account. If you want to use it again, you need to go to the counter to transfer your real account to an ordinary account. After more than two years, it will become a permanent resident of the property and can no longer be used.

What is Postal Savings Bank?

China Postal Savings can be traced back to the postal savings business launched in 1919 and has a history of more than 100 years. In March 2007, on the basis of reforming the original postal savings management system, the Postal Savings Bank of China Co., Ltd. was formally established. In January 2012, it was restructured into a joint stock limited company.

In December 2015, 10 domestic and foreign strategic investors were introduced. In September 2016, it was listed on the Hong Kong Stock Exchange. It was listed on the Shanghai Stock Exchange in December 2019 and successfully completed the three-step reform goal of "shareholding reform-introduction war-A and H dual listing".

China Postal Savings has nearly 40,000 business outlets, serving more than 600 million individual customers. It leverages the unique advantages of its "self-operation + agency" model to serve "agriculture, rural areas and farmers", urban and rural residents, and small and medium-sized enterprises. The Bank has excellent asset quality and significant growth potential, and is China's leading large-scale retail bank.

What are the business operations of Postal Bank?

Investment and financial management: financial management, insurance, funds, precious metals, treasury bonds, fund custody, asset management plans, personal product information inquiry platform;

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Credit card: credit card family portrait, credit card installment, points mall, credit card service, quick function;

Debit card and (deposit, loan, remittance): debit card, personal deposit, credit service , foreign exchange, payment and settlement;

Personal electronic banking: personal mobile banking, personal online banking, telephone banking, self-service banking, WeChat banking, savings SMS service;

VIP service: VIP card , special services.

If you cancel your bank card, you can also save last year's fees and small account management fees. Postal Bank Cards can be canceled in any city within the province, but China Postal Savings Bank Cards cannot be canceled across provinces.

The specific process of canceling an account is as follows:

1. With the help of the bank lobby staff, copy your ID card and queue up at the same time.

2. Fill out the business application form and select "Cancel Account" in the application column.

3. After making a call, hand your bank card, original ID card, ID copy and business application form to the counter staff for cancellation procedures.