What is the credit card inquiry password

In fact, the credit card inquiry password is the inquiry password needed to enter telephone banking or online banking, which is usually composed of 6 digits. Generally, the password used to prove the identity of the cardholder when online banking login, telephone hotline authentication, domestic online transactions and/or online banking inquiry accounts.

If you forget the inquiry password of the credit card, you can solve it by the following methods:

First, you can call the customer service phone number of the bank to which the credit card belongs and select the cardholder service; then, according to the card opening and password setting, you can choose the transaction password setting and modification, and finally you can choose the password setting and modification.

If the setting is still unsuccessful, you can change it to manual service to help you modify it. In addition, it can also be modified in the official website of the bank.

according to article 7 of the measures for the supervision and administration of credit card business of commercial banks, credit cards refer to all kinds of media that record the relevant information of cardholders' accounts, have the functions of bank credit line and overdraft, and provide relevant banking services for cardholders.

The credit card stipulated in the relevant laws of our country (Interpretation of the NPC Standing Committee on the Provisions on Credit Cards) refers to the electronic payment card issued by commercial banks or other financial institutions with all or some functions such as consumer payment, credit loan, transfer settlement, cash deposit and withdrawal. On December 1, 217, the Standard for English Translation and Writing in Public Service Field was officially implemented, stipulating that the English name of the CreditCard standard is Credit Card.

credit card consumption is a non-cash transaction payment method, and it is not necessary to pay cash when spending, and the repayment will be made on the BillingDate.

Credit cards are divided into credit cards and quasi-credit cards. Credit cards refer to credit cards with a certain credit limit within which the cardholder can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund as required, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the specified credit limit. The credit card generally refers to a credit card.

from January 1, 221, the credit card overdraft interest rate will be determined by the card issuer and the cardholder through independent negotiation, and the upper and lower limit management of the credit card overdraft interest rate will be cancelled (the original upper limit is .7 times of the daily interest rate, and the lower limit is .7 times of the daily interest rate).

On May 25th, 221, the Supreme People promulgated and implemented the Provisions of the Supreme People on Several Issues Concerning the Trial of Civil Cases of Bank Cards.

What is the inquiry password of the credit card

The inquiry password of the credit card refers to the password that the cardholder must enter when entering the telephone banking or online banking for inquiry. The password for swiping a card is the transaction password, and the inquiry password must be set when opening a credit card, and the transaction password can be set selectively. The query password of online banking refers to the password used by public customers who use online banking instead of personal online banking.

1. Domestic card issuers usually have two kinds of inquiry passwords and transaction passwords. In order to facilitate memory, they are allowed to set the same inquiry password and transaction password, but setting different inquiry passwords and transaction passwords is more conducive to credit card security. Credit card inquiry password refers to the password that the cardholder must enter when entering telephone banking or online banking for inquiry. Credit card has two passwords, transaction password and inquiry password. The inquiry password must be set when opening a credit card, and the transaction password can be set selectively. 2. There are many ways to inquire about password setting, but the most convenient way is to directly dial the credit card service hotline of the issuing bank and follow the voice prompts. If not, then transfer to manual customer service and set it with the help of customer service. 3. If the cardholder forgets to check the password, he can bring his ID card to the bank for handling; If you need to change the password, you can go to the channels designated by the issuing bank such as ATM, telephone banking and online banking.

1. The credit card inquiry password is a 6-digit password set by the cardholder when opening the card. Log in to the personal online banking website and then log in to check the balance or details of the credit card. At this time, you need to use the query password, which is different from the cash withdrawal password set when opening the card.

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but if you change the cash withdrawal password, you can find out whether the password is the same or the password when you originally opened the card.

third, with the continuous improvement of telephone banking and online banking, these self-service channels will provide customers with more and more convenient services. When customers use these self-service services to complete accounting treatment and save time, they should also pay attention to the confidentiality of personal information to protect personal information. Therefore, when the card is activated, it is necessary to set both the transaction password and the inquiry password to protect the security of the credit card.

what is the initial credit card inquiry password of China Bank?

There is no initial password for the credit card of China Bank. Commonly used passwords include telephone inquiry password and cash withdrawal password. If the above passwords are not set or forgotten, they can be set through mobile banking, colorful life APP, online banking, counter and customer service hotline.

the above contents are for your reference. please refer to the actual business regulations.

that's enough for the introduction of what the credit card inquiry code is.