There are two ways:
1. Computer use: Please log in to online banking and select "Full Messenger". Appointment-ICBC Messenger "customization function;
2. Using mobile phone: Please log in to mobile banking and select the function of "Favorites-ICBC Messenger-Customized Messenger" to customize. Taking mobile phone customization as an example, the method is as follows:
Preparation materials: ICBC App, preparation facilities: Glory 20s.
1. Open the login ICBC App, and then click the search bar at the top of the home page.
2. Enter ICBC Messenger in the search field to start the search.
3. In the search results, click ICBC Messenger.
4. Then a dialog box will pop up and click I want to experience.
5. To enter the customized messenger page, you need to select SMS reminder.
6. After selecting, click Next.
7. Enter the page where the balance change reminder is specified. In this page, the accepted mobile phone number defaults to the registered bound mobile phone number, and the receiving method should be checked in the SMS column, and the payment account number should be selected.
8. After selecting, click Next.
9. Finally, pay the courier service fee and complete it according to the confirmation.
Operating environment: ICBC Glory 20s
China Industrial and Commercial Bank 6. 1.0.3.5
: what will happen if the loan is not available?
1. Personal credit information will cause your personal credit information to decline. Personal credit investigation refers to the activities that a legally established personal credit investigation agency collects and processes personal credit information and provides personal credit information inquiry and evaluation services according to the requirements of users. If you don't pay back the money you owe the bank, your information will be uploaded to the credit information system. When you apply for loans and credit cards, general financial institutions will inquire about your personal credit information. If your credit information is low, it is easy to be rejected when applying for credit cards and loans. Small ones will affect your credit card limit, while large ones will prevent you from making commercial loans or mortgage loans.
2. All your assets will be frozen, and you will be listed as an executor of bad faith, that is, "Lao Lai" will enforce the deposits, stocks, vehicles, land, real estate and other real estate of the executor, restrict high consumption and restrict entry and exit. Once enforced, not only will your deposit be forcibly deducted, but all your subsequent income will also be forcibly frozen and deducted. Even your pension and your spouse's property will be enforced.
You will be punished by the bank for breaking the law. If you lose the lawsuit, you will not only be fined, but also face jail.
ICBC credit card consumption without SMS notification? Is there a charge?
ICBC credit card consumption reminder is free.
According to the service price list published by China Industrial and Commercial Bank of China official website, we can see that "balance change reminder" and other related services are free.
Balance change reminder includes account balance change e-link reminder, credit card overseas RMB transaction balance change reminder, due repayment SMS reminder, etc. All free.
Extended data:
The bank cards issued by China Industrial and Commercial Bank are uniformly named Peony Card. The services provided are:
1, revolving credit, sufficient interest-free repayment period;
2, SMS balance change reminder customized service;
3.24-hour online and telephone banking services;
4. Paper or electronic reconciliation service
5, free due repayment SMS reminder