For Zhejiang Rural Credit Card’s Harvest Credit Card, you can check account balance, bill and other information directly on the public version of Zhejiang Rural Credit Card’s personal online banking. Personal online banking is an online banking channel for Zhejiang Rural Credit Institutions to provide customers with financial services such as account inquiries, transfers and remittances, and online payments through the Internet. Zhejiang Rural Credit Union's personal online banking is divided into a public version and a professional version. Individual customers can become users of the public version by logging in to www.zj96596.com (Fengshou e-Network) and self-registering online. Users of the public version only have query functions and no Transfer and management functions; after individual customers sign up at any outlet offering online banking services of Zhejiang Rural Credit Institutions, they become professional version users. Professional version users can realize all financial service functions of Fengshou e-network personal online banking.

To activate Zhejiang Rural Credit Card’s popular version of personal online banking with a credit card, you only need to log in to www.zj96596.com (Fengshou e-net) and open it after online self-service registration; the professional version of personal online banking requires customers to hold Zhejiang Rural Credit Card If you submit your current passbook, debit/credit card and ID card and confirm the signing conditions, go to the business outlet of the Union Bank to sign the contract at the counter, obtain a USBKey, log in to the Fengshou e-Net website and download the certificate to activate.