If you have a car in your name, you can go directly to the bank to apply for a car owner's credit card. Currently, CCB's car owner's credit card is relatively easy to apply for. As long as you have a car in your name, the credit will be applied based on the value of your vehicle. Issue a credit card with corresponding amount.

The required conditions for a car loan are:

1. Have a valid identity certificate and full capacity for civil conduct;

2. Be able to provide proof of a fixed and detailed address ;

3. Have a stable career and the ability to repay the principal and interest of the loan on time;

4. Have good personal social credit;

5. Hold the credit card approved by the lender car purchase contract or agreement;

6. Other conditions stipulated by the cooperative agency.

The process of buying a car with a loan:

1. Lead the customer to choose a car at the bank’s authorized dealer and sign a car purchase agreement or contract;

2. The borrower Apply for a personal car mortgage loan from the lending bank;

3. Sign the contract after investigation and approval;

4. Handle car notarization, mortgage and other procedures;

5 , the lender handles the loan;

6. After the loan is paid off, the lender cancels the pledge certificate and returns it to the customer.