We are now going to the bank to handle business, and we often encounter situations in which bank staff ask us to handle credit cards. I believe many of you also handle credit cards. After the credit card is processed, you can swipe your card first and then pay the bill. I believe many people like it. Now let's see how many credit cards we can get in a month, and what we need to pay attention to when buying a house with a credit card loan. We are now going to the bank to handle business, and we often encounter situations in which bank staff ask us to handle credit cards. I believe many of you also handle credit cards. After the credit card is processed, you can swipe your card first and then pay the bill. I believe many people like it. Now let's see how many credit cards we can get in a month, and what we need to pay attention to when buying a house with a credit card loan.

How many credit cards can I get a month?

There is no limit, but if there are too many, it will be difficult to approve the application.

What should I pay attention to when buying a house with a credit card loan?

1. Banks pay special attention to large-value transactions: credit card withdrawal will be affected. Prepare 1-2 large credit card for payment. Don't use multiple cards at the same time. Because for multi-card non-integral transactions with such a large amount, banks may suspect that customers are suspected of cashing out, which will strengthen risk control.

It takes a long time to pay the down payment refund by credit card: it will be miserable to catch up with the due repayment date. If the down payment and deposit are paid by credit card, it will take a long time to ask the developer for a refund if the house purchase transaction is cancelled for some reason, usually 30-45 days. If this period of time happens to catch up with the due repayment date, buyers can only prepay themselves, and the pressure will definitely be great. Isn't this very uneconomical?

3. Credit card down payment has regional or housing restrictions: second-hand houses cannot pay down payment with credit cards. Remind customers who want to buy a second-hand house that the down payment is generally bank transfer, and credit cards cannot be used. In some areas with strict requirements, it is clearly stipulated that developers are not allowed to pay down payment by credit card.

4, credit card payment for the down payment of buying a house can not handle the bill installment: the repayment pressure is high in the short term, which is easy to cause. Paying the down payment by credit card can't handle the bill installment, and the repayment pressure will increase in the short term. Once the repayment cannot be made in time, it will easily lead to high interest and late payment fees, and it is important to affect the personal credit information of the purchaser.

Through the above introduction, do you know how many credit cards you can get in a month and what you should pay attention to when buying a house with a credit card loan? There is no limit to the number of credit cards in general, but if they are from the same bank, the amount may be shared. If you want to apply for multiple credit cards, you must remember to repay them, or you will if you don't repay them.