When we apply for a credit card, the bank will issue a credit card limit according to our qualifications, but some small partners will apply for a credit card withdrawal from the bank because they are not satisfied with the credit card limit approved by the bank. So, what are the conditions for cash withdrawal by credit card? Let's take a look!

What are the conditions for withdrawing cash by credit card?

1, withdrawal time

According to the type of credit card limit, if the temporary limit is increased, it will take 3 months for the first credit card withdrawal, and 3 months for the second withdrawal from the last withdrawal; If the fixed amount is increased, it will take 6 months for the first withdrawal and 6 months for the second withdrawal. If temporary quotas are used, the time to recover fixed quotas will also be delayed. However, different banks have different regulations, so it is recommended to call the credit card customer service hotline of the issuing bank for consultation.

2. Card use behavior

Cardholders should standardize the use of cards, repay in full and on time, not overdue, withdraw less cash, spend more, properly handle phased and diversified consumption. As long as the bank has no risk control and good card handling behavior, the amount can still be expected.

3. Maintain personal credit.

Everyone must ensure good personal credit and low debt, preferably below 50%. In addition, if possible, cardholders can also provide financial proof materials, such as real estate license, automobile driving license, etc., in order to obtain bank approval, thus improving the success rate of credit card withdrawal.