There are only two ways to cancel the credit card, and the credit card of China Everbright Bank is also applicable: First, customer service calls to apply for card cancellation; Second, go directly to the bank counter for cancellation.
How to cancel the credit card of China Everbright Bank? The specific process is as follows:
1, customer service phone cancellation
The cardholder dials 95595 or 4007-888-888, and then inputs the corresponding numeric keys according to the voice prompts. Or enter the number key "0" and turn to manual service, and directly apply to customer service for cancellation of credit card.
2. Revocation of bank outlets
The cardholder, with his/her valid ID card and credit card, goes to any business outlet of China Everbright Bank and goes to the counter to cancel the credit card account.
If the cardholder accidentally loses his credit card, he can only cancel it at the bank outlet.
Many people don't understand the difference between returning a card and canceling an account. If the cardholder only has a credit card of China Everbright Bank and chooses to cancel the card, the bank will handle the account cancellation procedures together, and the card will become a new account after half a year. If the cardholder has more than one credit card and wants to cancel one of them, then, there is no special requirement, the bank will only cancel one card, but the main card will be cancelled, and the secondary card will also be cancelled.
In addition, China Everbright Bank should pay attention to the following matters before canceling the credit card:
1. Ensure that there is no excess deposit and debt in the card, and excess deposit can be withdrawn through ATM or counter. The handling fee for recovering the overcharged amount is 65,438+0% of the transaction amount, with the lowest in 3 yuan and the highest in 200 yuan for each transaction.
2. Make sure there are no unused points in the card. After the card is cancelled, the points will be cleared. You can use up or transfer points before canceling.
3. After the cancellation of the credit card of China Everbright Bank, you can apply for a recovery card, and you don't need to reapply.
4. After the cancellation of the credit card, the magnetic stripe of the card should be cut off or punched to avoid being used by criminals.
If you want to cancel your credit card because the credit card limit is too low, card friends don't have to go this far and stamp the "Collection of Credit Card Limit Adjustment Methods and Skills of China Everbright Bank". It's not that difficult to increase the credit card limit.