Going to a bank outlet is the most traditional and oldest way to apply for a credit card. The advantages are: you can fill in detailed information and avoid a series of subsequent troubles; At the same time, you can also consult the bank staff on the spot if you have any questions.

1, a valid personal identity document, such as an identity card within the validity period;

2. The income certificate and work certificate issued and sealed by the work unit and the running list printed by the bank;

3. Asset certificates such as wealth management products, real estate licenses and driving licenses;

4. Proof of address, such as bills of payment for utilities and gas in the last three months;

Credit card application form can usually be obtained at the bank counter.

Extended information counter application:

Advantages: the pass rate is relatively high and the number of places is large.

Disadvantages: the application time is slow, and the staff of outlets rarely submit the customer's information to the credit card center immediately, usually after a certain amount, it will take a long time; Need more information, such as work certificate, asset certificate, etc.

Online application:

Advantages: the speed of issuing cards is fast, and some banks can even approve credit cards in seconds, which means that you may receive the approved SMS just after submitting the information, waiting to receive the card; Less information is needed;

Disadvantages: the amount of cards issued is generally not high; The pass rate is relatively low, especially for some white households, and it is easy to refuse to apply for a credit card.

Baidu encyclopedia-credit card