There are two types of postal credit cards:

1. Regular cards do not charge annual fees.

2. The annual fee for the gold card is 120 yuan. The annual fee is waived in the first year. Afterwards, the annual fee can be waived by swiping 6 times a year, with no limit on the amount.

Charging Standards for Financial IC Credit Card Replacement Cards

1. In the case of card replacement or replacement due to the customer’s own reasons, such as damage, the basic functions of Financial IC Credit Card (including financial card, regular card) the card replacement fee shall not exceed 10 yuan/card;

2. When the customer actively requests to replace the magnetic stripe card with an IC card, the basic function financial IC credit card (including gold card, Regular card) The replacement card fee shall not be higher than 10 yuan/card.