The minimum repayment amount is 65438+ 00% of the payable amount. The minimum repayment amount is controlled by the bank and cannot be set by itself. You can apply for the minimum repayment amount for credit card due repayment.

The specific credit card repayment period and liquidated damages are as follows:

1. If it is paid off in full, no cost will be incurred;

2. Credit cards generally have a grace period of three days after the repayment date, and repayment within the grace period is regarded as timely repayment;

3. If the minimum repayment amount is paid, the daily interest needs to be calculated, starting from the consumption bookkeeping date;

4. If the repayment exceeds the grace period or the repayment amount is lower than the minimum repayment amount stipulated by the bank, the interest will be calculated from the bookkeeping date, and a late fee of 5% of the unpaid part of the minimum repayment amount will be charged monthly;

5. The specific daily interest rate may vary with different credit cards.