A sesame score of 700 indicates that your credit is very good. The higher the sesame score, the better your credit in Alipay, so it is not easy to score 700 points for sesame.
Sesame Credit is a third-party credit reporting agency under Ant Financial. It can objectively reflect users' personal credit status through technologies such as big data and cloud computing, and provide users with credit services in various fields. The official standard of Sesame Credit is as follows: credit difference below 550, moderate credit at 550-600, good credit at 600-650, excellent credit at 650-700 and excellent credit at 700 or above. Ma Yun once ridiculed that "Sesame Credit will become the standard for mother-in-law to choose a son-in-law". In other words, sesame credit score can really evaluate a person's credit degree to a certain extent. Then, if our sesame credit score reaches 700 or above, what benefits or privileges will there be?
With the progress of the times, the sharing economy has been accepted by more and more people. The ubiquitous bike-sharing, shared charging treasure and shared massage chairs are all products of the sharing economy, which also bring great convenience to people's lives. Then, as we all know, these shared products can only be used by paying a deposit, and if our sesame score exceeds 550, we can enjoy the deposit-free service for products such as bike-sharing. And if our sesame score reaches 700, then we can enjoy the privilege of free deposit in many hotels.
After the sesame credit score reaches 700, you can apply for visa business on Alipay. Friends who have applied for a visa must know how complicated the visa application process is and need to provide various supporting documents. But if we apply for a visa on Alipay, it will be much more convenient. Alipay plays a guarantee role in this, which can save a lot of trouble in credit certification. At many airports, people with sesame scores above 700 can go through the security check first through the VIP channel, which is also the service that Sesame Credit brings to users.
I believe many people use Alipay because of the flowers in Alipay. As for borrowing it, the requirements for credit are relatively high. After the sesame credit score reaches 700, the most obvious change is definitely the amount of flowers and loans, which will be much higher than that of users with sesame score below 700. In addition, the daily interest rate of borrowing is in the range of 0.0 15%-0.06%, and the daily interest rate of users with sesame score higher than 700 is basically lower than 0.03%, which is lower than that of most users.
Therefore, if our sesame score is higher than 700, we can enjoy more privileges and provide more convenience for our lives.
What is the use of sesame credit above 700?
Sesame credit score reaches 700 points, indicating that your credibility is excellent. After all, Sesame Credit Score is an indicator to measure your daily credit level on Alipay. With a credit score of 700 points, you can enjoy VIP treatment and the loan amount is relatively high. You can also enjoy preferential and convenient treatment such as free deposit in bike-sharing and free rent in certain hotels.
Sesame credit score of 700 is actually a threshold, which is different from the dividing line between customers with high credibility and customers with low credibility. Therefore, sesame credit score of 700 points can enjoy more benefits, including the "first enjoy and then pay" consumption popularization mode implemented on 20 18, that is, for customers with sesame credit score above 700 points, more benefits that can be developed and enjoyed will be gradually opened in the future.
What is the use of Alipay credit score above 700?
The benefits of Sesame Credit above 700 are: users can enjoy all kinds of benefits provided by Sesame Credit, such as paying after shopping, riding without deposit, renting without deposit, paying after check-in, using charging treasure without deposit, etc. Therefore, the user's sesame credit score is above 700 points, indicating that the user's credit is good, and Alipay recognizes the credit of such users.
Of course, sesame credit score can be increased or decreased. When the user's credit score decreases, some rights and interests of the experience may be affected.
I. Free of deposit
1. Speaking of the role of credit score, as a perennial "migrant worker", I have a deep understanding. When your credit score reaches a certain level, the business premises or cooperative brands under the platform, such as take-away, car rental, hotel rental, hotel accommodation, etc., can be exempted from the deposit when doing business.
2. Even in some places where a deposit must be collected, because of their good credit, the amount of the deposit will be halved, and there will even be some extra free services.
Second, visa exemption
1, and the user credit score exceeds 700 points. If you need to go abroad, you can apply for a "visa-free" policy through the platform. You know, the most complicated thing about going abroad for business or tourism is the visa. You need to have certain economic proof to go to some countries.
2. However, if the credit score reaches a certain level, you can enjoy visa-free service. Although there are few countries and regions cooperating with the platform at present, it is actually very convenient if it is really promoted globally in the future.
3. And now some businesses based on credit points are also included in personal credit information. It is estimated that the visa-free policy for points will be further strengthened in the future.
Third, prove credit.
1. Although this credit system is provided by private enterprises, with the gradual transition of our society to a credit society, this private enterprise credit is becoming more and more important. Ordinary people's credit score is about 500~600, and users who can reach more than 700 points are high-quality users, which can be said to be the key maintenance users of the platform.
2. In addition to the authority of ordinary people, you can also enjoy some additional financial services on the platform, such as annoying flower beds and borrowing beds, which are all opened or closed by credit points.
3. There are some cooperative organizations and platforms that rely on credit scores to judge a person's performance ability and repayment ability, which provides great help for individual users to prove "credit".
What's the use of sesame seeds above 700? We can all enjoy these rights.
When using Alipay, we all know that the more sesame credit points we have, the more services we will enjoy. So what services can sesame score above 700 enjoy? Let me give you a concrete talk about it, so that you can know how to improve your sesame credit score.
What's the use of sesame seeds above 700?
1. Users with a sesame credit score of 700 or above can apply for a Singapore visa directly using the sesame credit report;
More than 2.700 points sesame credit, open ant flower beds shall not be less than 4000;
3. Use the car rental service on Alipay, free of deposit;
4. Use Alipay to order hotel services, free of deposit;
5. Handling loans in loan companies can increase the loan amount;
6. You can handle the "good loan" loan business, and the loan amount is much higher than the ant flower garden. At present, "good term loan" only handles loans for users with sesame credit of 700 points or more.
How to improve sesame credit score;
The first good way is to try to choose Ali's platform for consumption. When shopping online every day, try to choose Taobao, Tmall, idle fish and other platforms to buy.
The second method is flowering, which is set as priority payment when shopping and repayment on time. This bonus is more detailed.
The third method is that you can get more points when you buy things in Tmall than in Taobao, and these points can finally be used as the basis for sesame points. So try to choose to spend on Tmall.
The fourth way is to do some charity and donate money. For example, doing charity and making regular donations will naturally help sesame seeds.
The fifth method is to fix the mobile phone number, and don't switch the mobile phone number at will. The mobile phone bound by Alipay must be consistent with the mobile phone number of the receiving address.
How to evaluate sesame credit score?
There are five factors that affect sesame score: identity, credit history, behavior preference, performance ability and personal relationship, which are used to reflect the performance of users in these five aspects. The more credit, the better.
In layman's terms, it is the user's personal information such as age, gender, occupation, family status, consumption habits such as consumption scenes, consumption levels, and willingness to share.
Credit records, such as the historical duration of credit accounts, the number of credit cards, the type of bank cards, the average number of transactions, and the degree of credit, activity, number of fans, influence, etc. Are the basis for judging a user's credit score.
It is understood that repayment on schedule and other behaviors can make them "score higher", and netizens will also "score higher" after using sesame life services such as car rental and accommodation.