You can use mobile banking to transfer money and repay money on your mobile phone.

There is no difference between using mobile banking to transfer money to a loan repayment card on a mobile phone and transferring money to a bank or depositing cash in a loan repayment card, and it is more convenient to use mobile banking.

Take the repayment card of Chongqing Rural Commercial Bank's mobile banking transfer bank as an example. The specific method is as follows:

First, open the mobile phone, find the "Chongqing Rural Commercial Bank" APP on the mobile phone desktop, and click to enter.

2. After entering the rural commercial bank's mobile banking, find the item "Mobile Banking" and click Enter.

3. After entering the mobile banking, find the item "Transfer and Remittance" and click Enter.

Fourth, after inputting the transfer remittance, I selected the item of "inter-bank transfer" because the rural commercial bank forwarded it to the bank, and click Enter.

5. After entering the inter-bank transfer, you can choose the transfer type as needed. Take "real-time remittance" as an example, click to enter.

Six, after entering the real-time remittance, enter the receipt card, transfer amount and other information. Transfer money.

Can I transfer money between banks for credit card repayment?

1, repayment to credit card can support inter-bank transfer. The landlord can use a bank savings card to transfer money to your credit card through third-party software.

If you don't want to bind online, you can also go to the counter for transfer and repayment. The specific operation method is as follows:

① Go to the bank to handle inter-bank transfer and remittance business, and queue up to get the number;

② After obtaining the number, hand over the ID card to the bank counter staff;

(3) Fill in the notice of transfer and remittance, indicating the name, account and bank (branch) of the payee; Write your name, account number and other information clearly;

(4) Give the business application form and cash to the counter staff;

⑤ Wait a moment and sign the business confirmation form;

⑥ Retrieve remittance voucher and ID card.

2. Credit card, also called debit card, is a credit certificate issued by commercial banks or credit card companies to qualified consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.

The credit card stipulated in the relevant laws of our country (Interpretation of the Provisions of NPC Standing Committee on Credit Cards) refers to the electronic payment card issued by commercial banks or other financial institutions with all or part of the functions of consumer payment, credit loan, transfer settlement and cash deposit and withdrawal. _20 17 12 1, the English translation and writing standard for public service was formally implemented, which stipulated the English standard for credit cards.

Credit card consumption is a non-cash transaction payment method, and there is no need to pay cash when spending, and repayment is made on the billing day.

Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards generally refer to credit cards.

From the date of 202 1 1 1, the credit card overdraft interest rate is determined by the card issuer and the cardholder through independent negotiation, and the upper and lower limit management of the credit card overdraft interest rate is cancelled (the original upper limit is 0.7 times of the daily interest rate, and the lower limit is 0.7 times of the daily interest rate).

On May 25th, 2002/KLOC-0, the Supreme People's Court promulgated and implemented the Provisions of the Supreme People's Court on Several Issues Concerning the Trial of Civil Disputes over Bank Cards.

Can a savings card be repaid across banks?

can

In life, because credit cards can be used in advance, we usually use savings cards. But if our savings card can only be transferred across banks, can the savings card be returned to the bank credit card across banks? Can a savings card be returned to a bank credit card across banks? Of course. According to the relevant regulations, savings cards can be repaid across banks, but bank cards need to charge a certain handling fee for cross-bank repayment. Under normal circumstances, no inter-bank repayment fee will be charged. We can transfer the inter-bank repayment of savings card through a bank's mobile banking, online banking or atm. Different banks charge different fees for inter-bank repayment. For example, the handling fee for cross-bank repayment of CCB's savings card is 0. Five times the transfer amount, so when we repay, we just need to transfer the funds to the savings card of CCB and wait for the account to arrive. Or we can call the customer service hotline behind the savings card, transfer the manual service, explain the situation to the bank and provide relevant information to help complete the repayment. In some banks' credit card products, it can be A, B and C, and the regulations of each bank are different.

It should be noted that the inter-bank repayment of peers requires a handling fee, which is why banks generally waive handling fees when we make inter-bank repayment, but some banks' savings cards are exempt from handling fees, so I suggest you consult the bank first and choose the most suitable repayment method.