This card is suitable for people who often go abroad and like to shop online. The GF American Express Life+ Card is an American Express RMB card issued by China Guangfa Bank. It can be used at home and abroad, and enjoys cash rebates for online shopping and the rights of the American Express RMB card. Among them, online shopping has up to 10% cash back, applicable to 1 mainstream e-commerce; Ctrip has 22% cash back for global shopping, with additional tax exemptions & instant discounts; 55 overseas shopping has 37% cash back, shared by Farfetch/Net-a-Porter, compare Suitable for people who like to shop online.
The GF American Express Yaohong Card and GF American Express Life+ Card are RMB credit cards issued by China Guangfa Bank and American Express. They support card use at home and abroad and enjoy cash rebates for online shopping and the rights of the American Express RMB card.
1. The Guangfa Bank American Express Yaohong Card is a gold card-level credit card product. After applying for the card, you can enjoy the discount of annual fees for the first year and the annual fees for the next year for 6 purchases. In addition, you can enjoy cash rebates for purchases using this credit card, with a maximum of 75 yuan in the first month and a maximum of 25 yuan from February to December. Spending in designated channels can also accumulate consumption funds in proportion.
2. GF American Express*** has two credit card products, namely Life + Card and Yaohong Card. The Life+ Card is a Platinum Card credit card product with an annual fee of 800 yuan/year. The annual fee is waived in the first year. If you spend 24 or more transactions per year or bind third-party payment for 12 consecutive months, the annual fee for the next year will be waived; however, If the standard is not met, a discounted annual fee of RMB 400 will be charged for those who apply for the card during the event period, otherwise the full annual fee of RMB 800 will be charged. The Yaohong Card is a gold credit card with an annual fee of 180 yuan per year. It is also exempt from the annual fee in the first year, and the annual fee for the next year is waived for purchases of 6 or more transactions. If the consumption does not meet the standard, the full annual fee of 180 yuan will be charged.
3. A credit card, also called a credit card, is a credit certificate issued by a commercial bank or credit card company to consumers with qualified credit. It takes the form of a card with the issuing bank's name, validity period, number, cardholder's name and other contents printed on the front, and a magnetic stripe and signature strip on the back. Consumers holding credit cards can shop or consume at specially designated commercial service departments, and then the bank will settle the accounts with merchants and cardholders. Cardholders can overdraft within the prescribed limit.