Credit card repayment, no matter what method is used, as long as it is paid back to the credit card account. Whether it's through WeChat, Alipay, UnionPay, or mobile banking transfer, it's all the same.

Of course, if you have to choose one, the card issuing bank will definitely prefer the method of using the bank’s savings card and repaying the loan on the bank’s mobile software. And it’s best to set it up for automatic repayment. In this way, you can also increase your storage limit with the credit card issuing bank, which in turn increases the bank's performance.

Finally, it is recommended that credit cards can be repaid through UnionPay, which is free of charge. UnionPay’s software also supports all UnionPay bank cards, and can bind credit cards and debit cards.