The pre-approval quota for car purchase is a quota granted in advance to meet the demand for car purchase. This quota is generally updated on the 28th and 29th of each month, and the latest is the expiration date of the quota. CCB credit card has been used normally for 6- 12 months.
The pre-approval quota of CCB is divided into four types according to different needs: installment quota, car purchase quota, housing finance quota and credit card quota. You can check it in the credit card section of CCB's APP.
Among them, the installment pre-approval quota is a quota granted in advance to meet the large consumer credit demand of customers, which does not account for the fixed credit card quota and does not affect the use of credit cards.
Different businesses have different pre-approval amounts:
1. Pre-approval quota for car purchase by installment refers to the special quota granted in advance to meet the credit demand of large consumption when buying a car;
2. Pre-approval quota by installment refers to the special quota granted in advance to meet the daily large-scale consumer credit demand;
3. The pre-approval amount of housing finance refers to the special amount granted in advance to meet the credit demand of large-scale consumption such as decoration and purchase of parking spaces;
4. The pre-approval amount of credit card refers to the amount granted by CCB in advance when applying for a card, and the specific approval amount is subject to the final approval of CCB. This amount can be used for daily transactions such as credit card consumption.