;?ICBC e-Loan is a relatively popular bank credit loan in 2017. Because it can be used for consumption and cash withdrawals, and the interest rate is ultra-low, many people have applied for it, but there is a common problem The problem is that the credit limit is not high. Today I will share with you a few ways to quickly increase your e-loan credit limit.

1. Increase the ICBC credit card limit. Since Rong e-Loan and credit card limit are exclusive and will occupy the credit card limit, borrowers who hold ICBC credit cards can find ways to increase the ICBC credit limit before applying. The credit card limit can be increased by swiping multiple cards, applying for installments, or applying for a temporary limit. If you subsequently apply for an ICBC e-loan, the down payment limit is generally 80%.

2. Do not apply online or by mobile phone, go directly to the counter because the loan limit for online applications is generally relatively low. You can submit more information at the counter, which is helpful to increase the application limit, and the ICBC whitelist information is incomplete. It is possible that you are a high-quality customer such as a civil servant, a public institution, or a large state-owned enterprise, but your information is not included. At this time, you can go to the branch to submit the information and the limit will be higher. Reminder, if you want to withdraw your credit limit quickly, the most important thing is to hold an ICBC credit card. Any credit limit is acceptable. It cannot be overdue or has bad credit. Then the following three small methods can quickly obtain the credit limit and increase your credit limit.

1) There are no personal credit loans from other banks, especially online loans or small loans listed on the credit bureau;

2) ICBC five-star customers and above;

3) Have an ICBC provident fund mortgage or other loans and maintain a good repayment record. The above method cannot be implemented in the short term. If you have difficulties, there is another way to save money, which is to increase your consumption transaction amount, buy daily items in the ICBC Rongtou Mall, and then sell them, basically without loss. If you don’t want to sell, you can do shopping for relatives and friends. Basically, the consumption amount in Rongyigou Mall/10 will be the loan limit in addition to the credit limit of your RongE credit card.