Under normal circumstances, remember to brush the full amount as soon as the bill date comes out. Some people want to brush it all at once, which is definitely risk control. Therefore, the credit card generally needs 50% of the credit card amount, and the maximum is not more than 80%.

In addition, students try to reserve 10%-20% every month. The credit limit of this credit card is 50,000, so the maximum monthly consumption cannot exceed 40,000, and the normal consumption is about 30,000-40,000. And every time you swipe your card, try not to use integers, but decimals, and try to avoid digital consumption such as 89 and 999.

Pay attention to the number of times you swipe your card.

It is not recommended to brush the monthly consumption quota at one time, or brush it once or twice in large amounts, and it is necessary to "brush more in small amounts". After all, life consumption is a small demand for funds, so credit card consumption is more real.

In addition, it should be noted that it is very important to have a correct swipe posture, not only to know your own card, but also to spend according to the characteristics of the card. Not only should the wool be on the sheep, but also the card should be raised to facilitate the increase of the quota.