How to calculate the credit card limit of China Bank?

First of all, I don't quite understand what kind of card the landlord wants to get. Business card or supplementary card?

Generally speaking, the mother card refers to the official card! But the business card is applied by the company and cannot be applied in the name of an individual! ! Its quota is also obtained by the company's administrative or financial department in consultation with the bank! !

If it is a supplementary card, you can apply in your own name, but it depends on the amount of the main card! The amount of the secondary card is limited by the cardholder of the primary card and cannot be higher than the amount of the primary card at most! !

If I want to apply for an overdraft limit of10,000 USD per month. What should my salary be? Does it matter if it must be suitable for income?

At present, domestic credit cards are limited to RMB. According to the current exchange rate between RMB and USD, 1 10,000 USD is equivalent to 70,000 RMB.

To apply for such a high credit card, it is difficult to reach a general Jinpu card (the central bank stipulates that the credit card overdraft limit should not exceed 50 thousand yuan)! You can only apply for a platinum card (654.38+ 10,000-300,000), and the financial resources you need to attach are probably more than 654.38+0.2 million! ! And there is a high annual fee (inevitable)

Platinum card application has nothing to do with your salary, but with the fixed assets under your name! ! You should have a car and a house in your own name, and the total fixed assets should at least exceed 1.2 million! !

Suppose my monthly income is 1 10,000 RMB. How much credit card can I apply for?

Income 10000 RMB. If the landlord can provide proof of work income, the bank can approve a gold card with a high amount of about 30,000 to 40,000 RMB!

(The requirements are proof of work income with official seal, financial seal or personnel seal, or tax payment certificate)

What if my monthly income is only 5000 yuan?

If the monthly income is only 5,000 yuan, it is enough to apply for a gold card with a quota of 1 10,000 to 20,000! ! The key is whether the landlord can issue a certificate of income to the bank! !