CITIC Bank has just applied for a credit card limit of 3,500 yuan, and can continue to apply for China Merchants Bank Card. The initial credit card limit of China Merchants Bank is 3,000 yuan. The factors affecting the credit card limit are as follows.

1. The applicant's credit status and personal credit records are particularly important in the credit card review process, including the consumption and repayment of other credit cards you hold. If your credit history is good, the approval limit of bank cards is usually higher.

2, the applicant's economic strength, the bank will pay attention to the applicant's repayment ability in the process of reviewing credit cards. If you have a certain economic strength, it can also show that you have the ability to pay debts. Therefore, the credit card limit is generally related to the financial ability and income provided when you apply. The better the income, of course, the higher the credit card limit.

3. Other personal information, the bank will also pay attention to the applicant's marriage, education, job position, annual salary, debt, etc., which are related to your credit card limit.