You cannot apply for a credit card with someone else’s ID card. You must present your own ID card to apply.

In the process of applying for a credit card, bank staff must see the applicant, the original ID card of the applicant, and the applicant’s signature. Even if the credit card is applied online, the bank will require The applicant goes to the bank for an interview.

The conditions for applying for a credit card are as follows:

1. Be between 18 and 60 years old, with full capacity for civil conduct;

2. Have a good credit record;

3. Have job income and the ability to repay.

The credit card application process is as follows:

1. Go to the bank branch where the credit card is processed, or find the staff of the local bank's credit card center and fill out the credit card application form. The content of the application form generally includes the name of the applicant, basic information, financial status or source of income, guarantor and his basic information, etc.;

2. Submit certain copies of certificates and certificates to the card issuing bank. ;

3. After filling in the application form truthfully, you must submit relevant credit certificates together with the completed application form;

4. The application form is accompanied by a credit card information. For the contract, the applicant authorizes the card-issuing bank or relevant departments to investigate its relevant information, and submits a statement of the authenticity of the information, the card-issuing bank's privacy protection policy, etc., and must have his or her signature;

5. Credit card application process Basically completed, waiting for credit card to be issued.

A credit card is a bank card that provides simple credit facilities for non-cash transactions. It is illegal to use someone else's ID card to apply for a credit card. According to the law, if someone uses his/her resident ID card, passport or other identity documents to apply for a credit card against his or her will, or uses a forged or altered ID card to apply for a credit card, even if the cardholder repays the loan in time and does not maliciously default, this kind of This behavior undermines the order of national credit card management, is an act of fraudulently obtaining credit cards with false identity certificates, and constitutes the crime of obstructing credit card management.

Legal basis: Article 17 of the "Resident Identity Card Law of the People's Republic of China"

Anyone who commits any of the following acts shall be fined a fine of more than 200 yuan by the public security organ. A fine of not more than 1,000 yuan, or a detention of not more than ten days, and any illegal gains shall be confiscated:

(1) Anyone who uses another person’s resident identity card or uses a fraudulently obtained resident identity card;

(2) Buying, selling, or using forged or altered resident identity cards.

Forged or altered resident identity cards and fraudulently obtained resident identity cards shall be confiscated by the public security organs.

Article 18

Anyone who forges or alters a resident identity card shall be held criminally responsible in accordance with the law.

Anyone who commits any of the acts listed in Articles 16 and 17 of this Law and engages in criminal activities shall be held criminally responsible in accordance with the law.