Everyone who uses a card knows that credit card points are equal to money. Whether it is used to exchange gifts or deduct annual fees, points are generated by the value of the card. But in fact, because different banks have different points rules, different banks have different credit card points. Do you want to know how much your points are worth? Let's take a look at the summary of integral values here!
1, Bank of China
The best products for China Bank to exchange non-joint cards are China Southern Mileage and JD.COM Iron and Steel. The mileage conversion ratio of China Southern Airlines is 15000: 50, with an upper limit of 300,000 miles/year, and 654.38+ million points worth 270 yuan.
2. Agricultural Bank of China
The best non-joint redemption product of Agricultural Bank of China is China Southern Airlines Miles, with the redemption ratio of 20: 1, the upper limit of 65,438+million miles/year, and the value of 65,438+million points is 440 yuan, and the points can be automatically combined and redeemed.
3. Industrial and Commercial Bank of China
The best products of ICBC's non-co-branded cards are telephone charges and fuel cards, and the exchange ratio is 500: 1, with no upper limit. 65438+ million points worth 200 yuan, which can be automatically combined.
4. China Construction Bank
The best convertible product of CCB is Sinopec fuel card. The conversion ratio of other non-co-branded cards except car cards is 540: 1, with no upper limit. 65438+ million points value 180 yuan, which can be combined manually through online banking.
5. Bank of Communications
The best exchange product for other non-joint cards of Bank of Communications except Bai Qilin is water, electricity, coal and telephone charges, with the exchange ratio of 667: 1, the upper limit of which is 5% of the order amount, and the value of 65438+ million points is 150 yuan. In addition, the mileage of Bai Qilin exchanged for China Southern Airlines is 654.38+ 10,000 points, which is worth 440 yuan.
6. China Merchants Bank
China Merchants Bank's classic white best redemption product is China Southern Airlines Mileage, 65,438+million points value 10670 yuan, other non-co-branded cards are exchanged for Starbucks 799 points/cup, and 65,438+million points value is 4 130 yuan, while China Merchants Bank 20 yuan only has 1 points.
7. Shanghai Pudong Development Bank
PUFA's best redemption products are China Southern Airlines Miles, with AE white redemption ratio of 9600: 800, ordinary card of 48000: 800, AE white of 65438+ million points worth 670 yuan, ordinary card 130 yuan.
8. China CITIC Bank
The best exchange product of CITIC Bank is also the mileage of China Southern Airlines. The conversion ratio of platinum card with rigid annual fee is 25: 1, 65438+ million points worth of 320 yuan, and the conversion ratio of platinum card and gold card without annual fee is 50: 1, 160 yuan.
Regarding the integral value of credit cards, I will mainly introduce these eight prime banking companies here, hoping to help you. What is your integral value? Do you understand now?
Pufa credit card points cannot be exchanged for Starbucks.
Yes The credit card points of Shanghai Pudong Development Bank can be exchanged for Starbucks, and the activity is not over yet. Log in to the Credit Card Center of Shanghai Pudong Development Bank, click "Points Plan", enter "I want to redeem", select "Online Redemption", and enter credit card++,ID number, etc. Redeem credit card points.
Starbucks entrance 28,000 points
Log in to the Credit Card Center of Shanghai Pudong Development Bank-click on "Points Plan"-enter "I want to redeem"-select "Online Redemption"-enter credit card++,ID number, etc. Redeem credit card points. You can use points to purchase a credit line of five times that of Shanghai Pudong Development Bank, and the actual consumption amount required for cardholders to exchange Starbucks is 3,200 yuan, 3,500 yuan and 3,800 yuan respectively.
I would like to ask how to use the credit card points of Shanghai Pudong Development Bank.
The credit card points of Shanghai Pudong Development Bank are 1 RMB, which can be used in the following ways:
Redeem points for gifts: This is the most common way to exchange points. The points of airline co-branded cards can be exchanged for airline miles, and other credit cards can be exchanged for goods in integral mall, Pudong.
Points as money to spend: Shanghai Pudong Development Bank credit card has an activity of points as money to spend. Pay attention to the official micro-signal of "Shanghai Pudong Development Bank Credit Card Center" and bind the credit card of Shanghai Pudong Development Bank, and you can redeem the points of nearly 30 large-scale e-commerce companies and well-known brands in "Micro Plaza-Easy Redemption of Points", such as e-vouchers for daily necessities, e-vouchers for fashionistas and even recharge the phone bill.
Consumer Pension: Cardholders aged 65,438+08 to 59 in Beijing, Chongqing, Shanghai, Sichuan, Liaoning, Guangdong, Jiangsu, Zhejiang, Hubei and Fujian can redeem the insurance premium by points, and the insurance premium in 0 yuan is 65,438+0000 points and 2000 points. The redemption route is the official WeChat account of "Shanghai Pudong Development Bank Credit Card Center".
Redemption of food: Cardholders can swipe their Pufa credit cards on the dedicated POS machines in the shops of Haagen-Dazs, Starbucks Coffee and Pizza Hut. And they can directly exchange points for designated goods or deduct the consumption amount.
For more information on how to use credit card points of Shanghai Pudong Development Bank, please visit: See More.
How many points can Shanghai Pudong Development Bank credit card exchange for Starbucks coffee?
The rules for converting credit card points of Shanghai Pudong Development Bank into Starbucks coffee are as follows:
1. Online banking points are actually a way for banks to reward users and promote their use;
2. Common ways to use online banking points include deducting annual fees and redeeming gifts. The specific details of the gift and exchange are decided by the local branch. It is recommended to pay attention to the online banking homepage or bank counter of each branch at any time. If there are similar activities, the bank will announce or publicize the participation mode and prize setting of the activities.
3. In addition, due to the different calculation rules of online banking points in different banks, please consult the customer service of several banks to understand the points rules.
The introduction of Starbucks Pudong Credit Card points ends here.